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Greek islands cruise - money

We're due to set off on a cruise around some Greek islands soon :T
Does anybody know whether cards are ok there? I recall the news last year when the banks were limiting cash withdrawals and wondered if that has stopped now? I have been looking at the Post Office mastercard which is a terrible exchange rate but has the safety of replacement card if it gets lost and we would prefer not to have to carry too much money about with us.

Comments

  • eDicky
    eDicky Posts: 6,835 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    I have been looking at the Post Office mastercard which is a terrible exchange rate but
    This is one of the worst options. For prepaid Revolut is best if you use a smartphone. A Metrobank debit card is ideal for Europe if you can visit one of their branches in SE England to open an account.

    General advice: http://www.moneysavingexpert.com/travel/cheap-travel-money

    I'm not totally sure that daily ATM withdrawal restrictions have been lifted, but it shouldn't affect you much and cards can often be used for purchases.
    Evolution, not revolution
  • Thank you for that info. I have looked into Revolut but the card can take up to 10 days to arrive and we could be gone before it turns up.
    The link was really useful though and I have looked through to see what other options there are.
  • z1a
    z1a Posts: 2,522 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Cash withdrawals were only for Greeks, no restriction for others, subject to your normal daily limit.
  • eDicky
    eDicky Posts: 6,835 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    I have looked into Revolut but the card can take up to 10 days to arrive and we could be gone before it turns up.
    Revolut will send you an 'emergency' MasterCard (without your name on) to arrive in a day or two for £5, if you sign up and ask them on the in-app chat tomorrow. When you sign up using the promo code 'MSE' they give you a £5 bonus when you have loaded at least £500.
    Evolution, not revolution
  • Thank you for that info. I have looked into Revolut but the card can take up to 10 days to arrive and we could be gone before it turns up.
    The link was really useful though and I have looked through to see what other options there are.

    I ordered the Revolut card and it only took 4 days to arrive, and I live in a post code area that is classed as "Highland's & Islands" even though where I live is neither.
  • glider3560
    glider3560 Posts: 4,115 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Greece still has a "cash is king" economy outside the major tourist areas. On the island I visited earlier this year, I only found one restaurant out of the six visited that accepted credit cards. The island's ATMs (three on the whole island) also ran out of money by Sunday evening.

    Even in a Carrefour supermarket on the mainland, credit card acceptance was seen as unusual, with most customers paying cash. After declaring you would pay by card, the cashier printed a slip of paper and took you to the customer service desk where the store's only card machine was based. They had an old dial up style standlone machine which took forever to gain authorisation.

    Since the restriction on Greek ATM usage started and since tax receipts are now compulsory, many more places have started accepting credit cards, especially in Athens.

    With a foreign card, you can take as much cash out of the ATM as your bank will allow. I took €200 out in one go earlier in the year.
  • depends on what islands you are visiting
    Usually the ones included in the cruises are quote popular and touristy so ATMs are OK - you can withdraw money with Visa/Mastercard. But not many shops and restaurants would accept bank card payment
    if you are visiting smaller/not that touristy islands, it is possible for ATMs to be not working / running out of money
    But the islands are generally quite inexpensive so - just bring some cash with you, just in case.
  • daveyjp
    daveyjp Posts: 14,141 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    From our experince of cruising very little on shore money is required. What do you intend buying which needs a lot of cash?

    £100 of euros should be plenty for the time you are on shore. If you run out you can get money from the ship which is usually charged to your cabin account.
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