We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

bailiff and everything else

PLEASE HELP ....1st....Iv been paying bailiff £200 fourtnight for old ctax bill, managing fine until last wk my partner had big accident at work leaving him in intensive care still now possible never to work again no feeling from waist down...he the only one working survived on his wages only now bailiff wants full remaining balance i can't afford to pay iv tried to explain but nxt step is to come to house I'm devastated can't sleep darent tell partner have 3 kids under 10 who are getting looked after by anyone n everyone .....don't know where to start with claiming anything never claim b4 he was self employed Please someone advise me or help don't no what to do

Comments

  • fatbelly
    fatbelly Posts: 23,128 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    edited 29 October 2016 at 6:52AM
    OK. Stop paying the bailiff. If they haven't already been inside your house and taken control of goods then they cannot force entry.

    The council need to take this one back. Tell them what has happened and ask them - best in writing. This is going to be easier if your local councillor assists. Use

    https://www.writetothem.com

    Right, now you need to look at claiming - and council tax support from your council may be one of those things, with housing benefit if in rented accom - usually one claim covers both benefits.

    For other benefits if your local CAB (now just citizens advice) is good, they can help.

    online benefits checker - turn2us -

    If he's been paying a class 2 stamp, then CBESA is the starting point

    Update tax credits with the situation too.

    If you get issues with benefits, post in the benefits board.

    Use this thread for the bailiff if that continues to cause problems.
  • pmlindyloo
    pmlindyloo Posts: 13,095 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    fatbelly wrote: »
    OK. Stop paying the bailiff. If they haven't already been inside your house and taken control of goods then they cannot force entry.

    The council need to take this one back. Tell them what has happened and ask them - best in writing. This is going to be easier if your local councillor assists. Use

    https://www.writetothem.com

    Right, now you need to look at claiming - and council tax support from your council may be one of those things, with housing benefit if in rented accom - usually one claim covers both benefits.

    For other benefits if your local CAB (now just citizens advice) is good, they can help.

    online benefits checker - turn2us -

    If he's been paying a class 2 stamp, then CBESA is the starting point

    Update tax credits with the situation too.

    If you get issues with benefits, post in the benefits board.

    Use this thread for the bailiff if that continues to cause problems.

    Agree with this BUT as regards possible benefits OP's husband is employed so the first port of call is to contact his place of employment and find out what he is going to be paid. It will be, as a minimum, Statutory Sick Pay but could be more. (contractual sick pay) Without this information the OP will have difficulty claiming extra benefits or notifying of a change of circumstances.
  • sourcrates
    sourcrates Posts: 31,803 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Just to add, don't allow the bailliff access to your home, they can enter through an unlocked door, make sure all doors are locked.

    As Fatbelly says, the council should be your first point of contact.

    Good luck.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • MrsTinks
    MrsTinks Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Name Dropper
    pmlindyloo wrote: »
    Agree with this BUT as regards possible benefits OP's husband is employed so the first port of call is to contact his place of employment and find out what he is going to be paid. It will be, as a minimum, Statutory Sick Pay but could be more. (contractual sick pay) Without this information the OP will have difficulty claiming extra benefits or notifying of a change of circumstances.

    Op stated he was self employed so doubt there will be any help there.

    Migraine did your husband have any insurance policies in place?
    DFW Nerd #025
    DFW no more! Officially debt free 2017 - now joining the MFW's! :)

    My DFW Diary - blah- mildly funny stuff about my journey
  • patman99
    patman99 Posts: 8,532 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Op stated her partner was self-employed. Not that he was self-employed in this job.

    Depending on how the accident happened, he could be in line for a massive compensation pay-out from his employers (or, if he was doing the job as self-employed, the main contractor).

    As others have said, do not let the bailliff to enter. They will try to be forceful, so you need to be just as forceful in denying entry.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

  • fatbelly
    fatbelly Posts: 23,128 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    I assumed the partner's employment status is self-employed in my earlier post - from the phrase 'never claim b4 he was self employed', and the general tone.

    Compensation, if any, can take 1-3 years, so probably won't help in the short term. Definitely something to get advice on, though.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.