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How likely is a claim going to impact on future home insurance quotes
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justaquestion
Posts: 737 Forumite
Hi folks,
I made a claim on my home insurance yesterday first time ever in my life, child sliding up and down bath managed to crack the acrylic bath, and as with a lot of things going to cost me a lot to replace it, no replacement cream bath, tiles will be damaged taking old one out, haven't got any replacement tiles, so you get the picture, its looking likely its going to a total bathroom refit, though I have thought long and hard, but seems no other option.
Probably going to cost well over £2000 to do everything, from initial contact with insurance company, though I have accidental damage, feedback is not good that they will cover it, but they are sending someone out to take a look.
Ok I have probably more or less accepted the fact that I will have to do this out of my own pocket, but just wondering since its still a claim, will it impact greatly on any future home insurance premiums?
Thanks a lot for any info
I made a claim on my home insurance yesterday first time ever in my life, child sliding up and down bath managed to crack the acrylic bath, and as with a lot of things going to cost me a lot to replace it, no replacement cream bath, tiles will be damaged taking old one out, haven't got any replacement tiles, so you get the picture, its looking likely its going to a total bathroom refit, though I have thought long and hard, but seems no other option.
Probably going to cost well over £2000 to do everything, from initial contact with insurance company, though I have accidental damage, feedback is not good that they will cover it, but they are sending someone out to take a look.
Ok I have probably more or less accepted the fact that I will have to do this out of my own pocket, but just wondering since its still a claim, will it impact greatly on any future home insurance premiums?
Thanks a lot for any info
0
Comments
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You can find out what difference this claim or loss makes to future premiums by doing dummy quotes online with and without this in your history0
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