We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
EH - Essex > Hebrides...the next step of the adventure?
Comments
-
Good idea not to run, pushing yourself could turn a niggle into an injury so best to rest it for a day or two.
I haven't seen this new MOT for diesels you mentioned, my car is a diesel, I've only had it 2 years and didn't plan on changing it any time soon but I may have to do some research on that. I was hoping that by the time I buy my next car electric cars will be a little more advanced and hopefully a little cheaper!Change the way you see things and the things you see will change0 -
DebtFreeDuo wrote: »Good idea not to run, pushing yourself could turn a niggle into an injury so best to rest it for a day or two.
I haven't seen this new MOT for diesels you mentioned, my car is a diesel, I've only had it 2 years and didn't plan on changing it any time soon but I may have to do some research on that. I was hoping that by the time I buy my next car electric cars will be a little more advanced and hopefully a little cheaper!
Some info on the new MoT Test thing HERE DFD - the thing of most concern for my car is the "any visible smoke" thing - she never kicks out black or blue smoke at all but I do apparently get a small puff of white on starting - this is relating to the injectors beginning to show their age. From what I'd read though it seems entirely down to the tester's view on whether there is smoke or not, and how much of it is "any visible". Electric cars will have to be a LOT more advanced before they will be of any use to us at all on on the sort of mileage and longer drives we both do, plus taking cars to funny little islands where charging points aren't exactly plentiful... :mad: Oh well - we'll see, a chat with the garage might be in order I think.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
I am a bit narked too EH on the way the government and other official bodies chops and changes its mind as to whether petrol or diesel cars are better for the environment. We changed both our cars for diesels a few years ago and were under the mistaken impression that because there is no car tax due on either of them they must be low in emissions. When we went with our daughter to replace her petrol car at the end of last year the advice then was to go for petrol due to the new MOT tests.
Personally I cannot see electric cars taking off for many years yet as no infrastructure although I note in my local city park and ride there are now electric charging pods for cars. Surely if we all swap to electric cars that puts an enormous strain on our electricity grid or am I missing something?I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
The 365 Day 1p Challenge 2026 #1 £55/£667.95
Save £12k in 2026 #1 £1000/£120000 -
I hope you can sort out your car issue EH. Your financial planning sounds very sensible.
It's great news that most of the old diaries are back isn't it? All that nagging must have paid off
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Wow - BB Greying has sophisticated tastes! - Always thought olives were a developed taste! - over time - as we age...;)
Olives are an acquired taste as I've recently taught myself to like them and I'm not getting any younger. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
The car thing is very annoying , wish the government would make its mind up .
It is best to rest your hip if you want to run on the weekend . Maybe a few stretches might help, not an expert but thinking of the exercises my mum did when she got a new hip.
Olives are orrible !
Thank in helping get diaries back .This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Thank you for the link EH, I'm not sure how I feel about the new MOT test, whilst it isn't likely to affect me in the next few years it will eventually. The value of my car will also decrease dramatically. Oh well, it just looks like I will be keeping it until it is no longer possible to drive the thing, either that or wait until the repair bills become extortionate and it works out cheaper to replace. Its a good job I like it!Change the way you see things and the things you see will change0
-
Sorry to be dim but but what is MSE's budget brain.
WE just need SA's diary back now.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Sorry to be dim but but what is MSE's budget brain.
WE just need SA's diary back now.
Yes I was looking for SA's old diary but couldn't find it
. Also Wannabe's under her old user name . Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
HairyHandofDartmoor wrote: »Yes I was looking for SA's old diary but couldn't find it. Also Wannabe's under her old user name .
Cant fins SA's diary either:(:(I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.2K Banking & Borrowing
- 254K Reduce Debt & Boost Income
- 454.9K Spending & Discounts
- 246.2K Work, Benefits & Business
- 602.4K Mortgages, Homes & Bills
- 177.9K Life & Family
- 260.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards