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EH - Essex > Hebrides...the next step of the adventure?
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Your dinner sounds nice EH, mind if I join you? :rotfl:Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
HairyHandofDartmoor wrote: »Your dinner sounds nice EH, mind if I join you? :rotfl:
and me. :j0 -
Aww shucks - saw these too late and it's all eaten - sorry Misty & HH! :rotfl:
Well change of plan for me for the next couple of days as there's no flying as Scampton on Friday - boo! For a good reason though as the boys are doing their annual Great Ormond Street Christmas visit. :T They're only flying a half day tomorrow as well so I've elected to ditch heading up until after new year now.
Instead I have a monster list of things to do and plans to run several times as our ice has finally thawed!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Hurrah - another £46 paid to the 0% card today thanks to OnePoll & Secret survey site money landing! AND that takes me to over £700 paid off it which was of course my goal for the year! :T Even better, the standard monthly payment is still to go to it as well so that will then take me to below £500 still to pay! :T:T
Masses done off my monster list today - including paying the Christmas car hire cost. Also bagged a 70p bottle of bubble bath in the chemist when I went in for my prescription - no idea why it was reduced but Radox for that price works for me! Went to Al's while I was out as well and bought the stuff on my shopping list that I knew were tasty and a lower price in there so that's less to do in Sainsbugs tomorrow. Handily both the Amazon deliveries I was expecting also turned up this morning - useful as one of them was originally due after the date I needed to give the present to the recipient! :rotfl:
Got out for a run first thing as planned - lovely to be out there again although it was a bit slippery underfoot in places. That's day 2 of week five C25K done though - might try for day 3 tomorrow! I was pleased with how today went though - I could easily have carried on running after it told me to stop and the hills were definitely less of a challenge! 🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Your running is going well EH , I can't run for toffee . Christmas sounds like it's all organised in your house. Your survey payouts came just at the right time well done.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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WEll done on CC.
Have a happy weekend
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Well done on the running, presents and 0% card :T.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
EH - you are soooooooooooooooooooo organized!:D4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)Psst...I may have started a diary!0
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Have a lovely weekend EH x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0
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Cheers all!! The weekend was mostly running about like mad things getting everything sorted ahead of "Christmas" with my folks on Sunday. Had a lovely day over there, thoroughly spoiled with presents and lots of nice food!
This week is mostly about getting things sorted ready for going away so there will be lists! The meal plan is designed to use things up - although I impulse bought a 29p cauliflower on saturday (as you do!:rotfl:) so will need to feature that somewhere now! While the oven was on cooking christmas food on Saturday I roasted a big pan of veg that needed used up so that will be eaten tonight and tomorrow in some combination I think - pretty sure we have eggs to use as well now I think about it...hmm!
I'm determined to keep the exercise up this week ahead of what we can pretty much guarantee will be a week of eating lots of deliciousness and drinking a fair bit of it too! Ran Sunday morning ahead of going to Mums, and ran last night as well so that's week 6 of C25K well underway - I'll do day 3 of it on Friday I think, although actually I'm seriously tempted to just do it on the treadmill in the gym tomorrow as I can't guarantee what the pavements will be like on Friday morning and they might well be icy. It was getting slippy when I was out last night and I certainly won't be risking it on Friday as I have to drive to Doncaster to pick up MrEH on the way to Glasgow on Friday evening! Hmmm - need to think about that. I can then totally play it by ear on Friday.
OOh just realised that the regular payment will have gone to the 0% card so I can update my signature in a minute.
OnePoll is at £4 - would like to get it to £5 for Christmas
Prolific - got a small study on there this morning but definitely won't be cashing out again ahead of Christmas.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0
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