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EH - Essex > Hebrides...the next step of the adventure?
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I had a lovely shade of blue in my hall a while back.
Loved it so much it was repainted the same colour 3 times!
Boring grey nowI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Your transportation to the concert sounded interesting to say the least 😳 Well done for figuring out the route 👏
I have a biscuity colour in my living room and love it…..it was called Stone but I can’t remember if it was a Dulux or Johnstone - it was from B&M and cheaper than B&Q for the exact same paint at the time.I was thinking of you today as I watched The Red Arrows - just fantastic….as is your photography 😂😂😂😂😂 mine was …….let’s say ‘interesting’ 😂😂😂January spends - £587.582 -
Hello all - lovely as ever to have visitors!
There will be NO bright colours in the hallway - we've been there done that and learned the lesson in years gone by!I think we need to go and have another look at the weekend and see what we think - this weekend is set aside for things like that, generally having a bit of time to get things sorted out, and nothing else specific so we'll definitely be able to factor in the time for it!
Beanie I think greys can be lovely - I love the shade we have in the bathroom BUT it's only on the one wall, and that is a super-light room so it can take it, it often feels like greys can suck the light out of a room to me.
The weekend in Norfolk was glorious - I can't believe how good the weather was! There was heavy rain overnight on Friday > Saturday - it was wet underfoot when we got up but dried pretty fast. Light showers overnight into yesterday too but had all dried off by the time we got up in the morning so all good. All met up at the brewery where a friend of ours is the brewer on Friday afternoon/evening - they had a "foody Friday" event on with beer, street food and music which was fun - I had a fab Indian thali plate which was just fantastically tasty and only £7 (it was the veggie version as they were so popular the milder chicken and lamb ones had gone already!). Then on to the campsite - all got pitched, got the campfire going and had a lovely evening just sitting round that chatting with some beers. Saturday was the beer festival at the railway - such a favourite event for us this one and it was lovely to have it on again after the last couple of years! The traditional meal of fish & chips part way through the afternoon, then on down to the seafront for ice cream before getting cabs back to the site where we got the camp fire going again and more chatting. We'd originally planned to just all go our separate ways yesterday morning but ended up going for lunch at a pub/hotel along the coast a bit - somewhere I'd heard good things about and was pleased to get the chance to visit. we scattered after that - with MrEH and I driving back the other way along the coast again to go and see the European Bee-Eaters which are nesting (and they hope, breeding too) at Trimingham - amazing looking birds and we got a very good look at them too which was fab!
Back to usual this week - with huge amounts more to do on the beer festival role as well as our actual paid jobs! There's likely to be a couple of online meetings this week too - hopefully just fairly quick ones this time as we can't afford to lose time on getting things into the system now ready for final orders. Fingers crossed the new laptop we were being sent has arrived today and is hopefully set up ready to go for us and that should speed things up a bit - we hope!
Meals are roughly planned out - I'm going to do salad tonight as we have bits to use up, then tomorrow will be sausage pasta, Wednesday sausage, mash & veg, that will use up the rest of the pack of lamb sausages I have got out to defrost. Big question is whether I can get away without any more shopping - in an ideal world I need additional fruit but I might just decide to manage without it - we'll see. Thursday's tea is currently slightly undecided but it'll possibly be either curry from the freezer or maybe jacket potatoes.
Banking checked and all good - I need to make sure MrEH sorts out what we are owed from the weekend from various folk as bits and bobs got put on the CC to be settled up by folk later. we're pretty used to bouncing money around our group though as we pretty often work like that so it'll get paid back to us as soon as he tells people how much.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
Sounds fab, @EH. Our fave campsite is in Norfolk. Haven't been since 2019 due to the pandemic & needing new tent (I fell spectacularly through our old one when I trod on a very taut guy rope & rebounded through the side panel accompanied by a horrible ripping sound!)
Re paint colours - Most of our house was redecorated last year & painted in 'Rocksalt'....the palest grey imaginable. We love it. The house looks lighter & pretty much everything goes with it. We have a feature colour on our chimney breast but that's it.
And I thought I'd mention that the Red Arrows, which I saw quite a lot as a child from an RAF family (Dad did a lot of big events) occasionally fly over our house when they're out rehearsing.
F2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 7.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)3 -
Your weekends away always sound very enjoyable . Looking forward to hearing the final outcome of the hall paint colour.Life is an adventure, never stop exploring.2
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Glad that you had a good weekendI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Glad your trip went well.
Did you take photos of the bird?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
We love Norfolk. Could spend every holiday there 😀
Our house has ended up a mixture of different shades of grey.
The kitchen, bedroom and ensure are a sage colour but the other half calls that a grey green 🤣🤣🤣
Our house is very bright though with almost every room having a south facing window so it can take the colours well.2 -
Foxgloves I had a sneaky feeling you might see the Reds from time to time - what a treat! How wonderful to be able to grow up seeing them too - I think I was 10 when I saw them the first time, and I still remember it!
SG2 the hall colour debate could run on for a while yet - I have messaged out handyman/decorator chap to ask how long he wants to give it for the plaster to dry so we'll know when he replies when it needs to be decided by!
Thanks Beanie - and SH, no, I didn't have my big camera with me unfortunately, as I'd not wanted to leave it sitting in a hot car all day on Saturday at the campsite. They're beautiful looking birds though - almost rainbow coloured!
RS yes, Norfolk/Suffolk fans here too. Breck Farm where we were at the weekend is a site we've been using since about 2004 - I think my first camping trip as an adult was there in fact. The facilities aren't the poshest, but it has everything we need and now the showers aren't chargeable it's even better - they used to be on a token-in-the-slot basis but are now just on a timer button instead. Loads of space, happy to have groups and are also pretty hot on ensuring that the noise levels quieten down after 10pm so all good.
Our kitchen was meant to be a sagey green but ended up more of a minty shade - although as it will be being repainted again before too long it might well be that it will end up the actual originally planned colour instead!
Creeping towards the end of another month and paydays - and we still have surplus in the joint account so hurrah for that - we definitely won't need to top either car up this side of the weekend, but whether MrEH will have to put another lump onto his Oyster I'm not certain. All good if he does though. We've decided on using this month's surplus to offset some of the plastering cost as it just means a bit less will need to come out of savings to balance that up. I'll probably make a mental note to deal with that once the actual end of month surplus amount is known I think.
Utility warehouse just seem to be going out of their way to play for time now - I assume they know that we're going to end up going to the Ombudsman but don't want it to happen any time soon so the plan is to delay until the 8 week deadline is up rather than just issuing the deadlock letter. I'll keep chasing them, which means it will just underline all the more quite how impossible they are being when the timeline goes to the Ombudsman. As soon as the situation is resolved we will be switching to variable Direct Debit which will at least mean we can manage things a bit better with any lucky - I'm quite happy to do the budgeting bit ourselves, but would ideally prefer not to be having to mess about moving money about the place each month, however, needs must when you're dealing with incompetence!
Today's debate is whether to go to the gym tonight or not - on paper I'd like to, but with so much else going on at the moment I'm not quite sure I have the energy! I'll probably see how I feel later on.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her5 -
Sigh - just had my weekly look at the Cheap Energy Club site just in case there are any flukey deals for decent fixes out there, but of course there aren't. I could theoretically save pennies by going to Utilsh1ity Warehouse for gas as well as electric but that would just be double-torture, so is not going to happen.
The Airy-b&b company have just reminded me that the balance is payable for my rental for the big airshow in Gloucestershire next month - all fine because it's budgeted for and the money is set aside in my airshow account ready. I should probably start looking at booking somewhere for the following year mind you...🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2
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