We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
EH - Essex > Hebrides...the next step of the adventure?
Comments
-
Welcome home, glad you had a fantastic time apart from the Covid bit. Hope you don’t feel too bad with it. Great photos, what a beautiful place to stay.I get knocked down but I get up again (Chumbawamba, Tubthumping)3
-
Glad you you had a fab time , sorry about the Covid , hope you are ok with it.
Life is an adventure, never stop exploring.3 -
That's bad news about the Covid but glad you had a good time and it didn't completely ruin your holiday.
Plenty of rest and fluids and hopefully you will have a mild case.2 -
Urgh, blooming COVID. Kiboshed our Easter too.
Wonderful photos - glad you were well for most of it.Debt Jan 2017 = £42kMay 2022 = £15k2 -
Hope you don’t feel too poorly. What a shame that it got you on holiday…..at least it was at the end. Take care 👍January spends - £587.583
-
Thanks all - Paws, I saw you were lurgified too, what a pain! And Milann we were absolutely all saying thank goodness it was the final day not early on in the week - that would have been a real blow!Symptoms still present but not too dreadful - I at least got a good night’s sleep which massively helped, MrEH less so I think. My positive line on my test this morning was the strongest I’ve seen from anyone mind - and appeared immediately the specimen reached it! 😆 Neither of us will bother testing again until Wednesday now. Today will be more of the same - copious quantities of tea, food as fancied (I’m doing the duck for this evening) and lots of sitting about. We’re planning the Bond film that’s on Prime for this evening, and probably some garden stuff later as well as that’s suitably gentle. We will go out for a fresh air walk later on too but using the door that leads straight to the outside, across the road and into the woods where we will likely not see anyone else at all - thank goodness for no longer being legally obliged to stay inside but equally we’ll definitely be avoiding other folk and not putting ourselves into the communal area of the building!Spends for the week away were surprisingly decent by Lundy standards - we still have the share of the house tab and the car parking for Ilfracombe to sort out - our friend will be doing that - but our share will be partly dispersed by us having paid their accommodation for the night before we left. The tab for the tavern was just over £500 which was less than we expected - and our personal shop tab was just under £30 which I’ve just flagged with our friend as being likely too low - Ben forgot I’d bought a hat and we now wonder if that went on the house tab by mistake. There is a limit to how much you can keep spends down there if you want to eat and drink in the tavern, and of course even cooking and eating in your property you’re tied to the shop as there is only one! Understandably prices aren’t the cheapest either - it takes a fair bit to even get stock across so that’s reasonable! This time round we did eat in the house a couple of times, and made packed lunches a number of days though.I’ve also spent since we came back - I’m nearing the end of my current wool supply for my panelled blanket as I mentioned so at the moment I’ve ordered a couple of balls of dishcloth yarn as I wanted to make dishcloths anyway - this will arrive today, then I might order a bundle of DK so I can carry on with the blanket through the week too. That’s currently in my basket and I’m thinking about it. Ultimately we’d have definitely spent if we’d been down with Ben’s folks these two days anyway so…
I slung dried chickpeas in to soak yesterday - they’re not quite fully softened so I’ll put them on to simmer in a bit, then once they are cool they can be portioned for the freezer. The duck should do a second meal as well, and I had already planned a bacon and mushroom risotto for one day in the week. I’ve got parsnip soup out for lunch today on the basis that if we don’t feel like it then we can have it tomorrow.Banking checked and all fine. Not even looked at surveys yet - I suspect there will be time for that this week though!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her4 -
So sorry to hear you have Covid, hope you continue to improve and feel better soon.Debt free and Keeping on Track2
-
The bond film is great - really good. but your pictures are better. Love a good lighthouseI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine1 -
Be better soon.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Lovely photos. Glad you had a good time even if you did end up with covid.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards