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EH - Essex > Hebrides...the next step of the adventure?

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Comments

  • Cheery_Daff
    Cheery_Daff Posts: 17,639 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glorious sunshine here too! 😊😊 so very nice 😊😊

    Hope the memorial service goes well this afternoon xx
  • Fuel prices are a nightmare here too, one local garage put them up 3p on Weds morning so I guess they’ll only reduce 2p from where they were on Tuesday night!Β 

    Hope the memorial service goes well this afternoon. The weather is glorious here as well, it makes such a difference to everyone’s mood when it is like this.Β 
  • beanielou
    beanielou Posts: 96,772 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope all goes well at the memorial service later. Xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • lucielle
    lucielle Posts: 11,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope today went well
    L
    Total Debt Dec 07 Β£59875.83 Overdrafts Β£2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • EssexHebridean
    EssexHebridean Posts: 24,757 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 25 March 2022 at 9:15PM
    Blast - left the page to look at something and lost most post.Β 

    Thanks all - the memorial service went really well, it genuinely was a lovely afternoon. My β€œchildhood memories” piece went down well and I got through it with just a couple of minor wobbles. I also ended up being the one to actually place the ashes into the grave which was unexpected but I was delighted to do it.Β 

    As we were home shortly after 4pm we took the chance to sort out next week’s meal plan, and put together a shopping list before ambling to Al’s to get the weekly shop. Just under Β£18 spent which leaves us nicely placed to come in with a decent underspend against budget this month. That spend also included a few storecupboard items (tinned tomatoes, oatcakes, noodles), a β€œbought ahead of time” purchase of a block of cheddar, and an off-list treat of salted caramel and chocolate hot cross buns - no need to worry about those as they appear to have vanished already… πŸ˜‹

    We’ve also made a start on sorting out the garage as I am now in possession of the bike that our neighbours were looking to get shot of - it needs a bit of minor maintenance - tyres pumped up, a bit of greasing etc - and it will do me a treat I think. I’ve had a short ride just to the end of our back lane and back and it definitely feels easier to ride than my little foldy one!Β 
    πŸŽ‰ MORTGAGE FREE (First time!) 30/09/2016 πŸŽ‰ And now we go again…New mortgage taken 01/09/23 🏑
    Balance as at 01/09/23 = Β£115,000.00 Balance as at 31/12/23 = Β£112,000.00
    Balance as at 31/08/24 = Β£105,400.00 Balance as at 31/12/24 = Β£102,500.00
    Balance as at 31/08/25 = Β£ 95,450.00
    Β£100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • beanielou
    beanielou Posts: 96,772 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So glad that all went well for you xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad the memorial went well.Β 

    Great news on the new to you bike. The air show plans all sound lovely too. Your photos are stunning.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 Β£202K now Β£171.8K Equity 36.37%
    2) Β£2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC Β£27.9K + Lump Sums DB Β£4.6K + (25% of SIPP 1.25K) = 34/Β£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target Β£17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum Β£15.8/30K 52.67%)
    5) SIPP Β£5K updated 10/10/25
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    No signs of the price of diesel dropping here yet. The expensive one we pass on the way to work was still 185.9p per litre so no sign of the reduced duty there either!
  • Suffolk_lass
    Suffolk_lass Posts: 10,486 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    There was a 20ppl differential between 2 fuel stations on the same main road, less than two miles apart here!
    Save Β£12k in 2025 #2 I am at Β£10,020.92 out of Β£6000 after September
    OS Grocery Challenge in 2025 I am at Β£2234.63/Β£3000 or 74.49% of my annual spend so far (not going to be much of a Christmas at this rate as no spare after 9 months!
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
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