📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

EH - Essex > Hebrides...the next step of the adventure?

1177178180182183311

Comments

  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    They can be a bit "monoboob" as I understand it.  I should probably just stay out of bra chat as I have less idea than a man when it comes to them 🙈
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • amber03
    amber03 Posts: 1,360 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Love a good list. I was panicking as had so much to do, thankfully yesterday DH spent the day in bed due to the side effects of the booster jab that it meant I could get a lot sorted and out of the way. Just made a list of stuff left to do, which is slowly going down.xx
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • milann
    milann Posts: 11,410 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Pleased you stayed off work and hope your feeling better. Loving the list….especially the small things.
    I’m another who struggled and ended up seeing a specialist who immediately put me on iron and HRT. I was just recovering from major surgery and gave me the option of a hysterectomy which I said no to. He warned me that the GP would want to take me off the medication- which was true….I stuck to my guns for about 10 years but started bleeding with the hrt so GP took me straight off it - no weaning off - the side effects were pretty grim and took a long time to settle down….and some of them are persistent little blighters which are still with me over night 😡 I’m coming back as a man next time 😏👍
    January spends - £587.58
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Gotta love a good list. Good luck EH with getting through it. When do you leave for your break?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry to hear your OH had a reaction Amber - at least it let you get on with things though I guess. Hope he’s bounced back today? 

    Milann I swear they definitely have it easier! Amazing how many of us here have had various gynae issues along those lines too isn’t it. HRT is one of those things I need to look into, but I really need to see someone who has knowledge around how it will affect the fibroids.

    SH we head north on Christmas night - part way that night, up to Skye the day after and an early ferry the day after to get across. Can’t wait! 

    Update: 
    Claire’s present is planned out, and one part of it is bought. 
    I’ve ordered one more thing for Mum, from her list, and picked up some extra bits for MrEH while I was out.
    still stuck for Dad but will get some odds and ends for him tomorrow
    Meal plan is done apart from one day that I need to think about. 
    I’ve done two 15 minute decluttering/relocating sessions. 
    Trousers are in the WM - I’ll set it up in a moment. 

    Today’s small things:
    Cleaned the glass shelf in the bathroom and the vase that sits on it. 
    Kitchen shelves dusted.

    And a frog:
    Remembered to pop into the library as it was open when I passed. No record of my previous membership but I now have a new one, with a shiny new card, and access to the Libby app… 😊

    Plan for tomorrow is as I have the bike to use I’ll head into town - probably need a list so I remember what I want to get so need to think about that. Also need to be wary of how much I can carry too as I’ll just have my backpack. I’ll leave the charity shops until Saturday as MrEH wants to head in to see if he can find some trousers too. 

    MrEH topped his Oyster card up today - totally forgot he was meant to use the joint account not the CC! 😂 Oh well - we’re nearly at the end of the CC month anyway so I’ll leave it and sort that out with the rest now I think. 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.