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Ukcps mistake!

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Johnhastings
Johnhastings Posts: 5 Forumite
edited 28 October 2016 at 5:43PM in Parking tickets, fines & parking
Hi,

Long story short the driver parked in an unmarked bay at centertinment Sheffield.

I ignore that initial letters and now after a few months they said I owed them £120.

Like an idiot I agreed to partially pay the fine and paid them £30.

Another 3 months have passed and I now received a letter stating I must pay the remaining £90 within 14 days or further action will be taken.

I did not know that I shouldn't make contact with them until I came across this forum.

Now my question is do I leave the remaining £90 and continue to ignore them, or should I pay it?
Now that I have contacted them and made partial payment if I ignore the remaining £90 what are the chances of a court summons?

Thanks
«1

Comments

  • The_Deep
    The_Deep Posts: 16,830 Forumite
    Is the agreement to pay only £30 in writing? Is there wording to the effect that this was "in full and finale settlement"? Or was it all done over the telephone?
    You never know how far you can go until you go too far.
  • Maybe its too late but its a fair assumption that the OP is using his real name. I suggest changing it if possible.
    I'd rather be an Optimist and be proved wrong than a Pessimist and be proved right.
  • Ralph-y
    Ralph-y Posts: 4,706 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    as above .....

    who was the PPC and who was the new letter off ?

    have a read through the newbies thread ...

    https://forums.moneysavingexpert.com/discussion/4816822

    Ralph:cool:
  • The initial £30 was paid over the phone, no writing involved.

    The most recent letter, this is what it says to be exact..

    "As you have failed to keep up to date with payments owed you now have 14 days from the date of this letter to settle the account in full order to prevent any POSSIBLE further action being taken"

    Where should I take it from here?

    P.S. All correspondence has been from UKCPS only

    Thanks
  • catfunt
    catfunt Posts: 624 Forumite
    Fifth Anniversary 500 Posts Combo Breaker
    OP.

    I strongly recommend that you read this thread: https://forums.moneysavingexpert.com/discussion/5532696

    Then remove the contents of your posts in this thread, get a new username that gives no clue to your identity, then start a new thread with it.
  • pappa_golf
    pappa_golf Posts: 8,895 Forumite
    1,000 Posts Combo Breaker
    edited 28 October 2016 at 2:23PM
    as they are not in a recognised ATA this is now a non motoring debt , tell them to take you to the county court where you will state you have been duped into paying a cowboy money , I also note that they are accepting 4 payments , as they do not hold a consumer credit licence , this could cost them dearly .


    and to quote from a government website:


    What you need consumer credit authorisation for

    You must check if your firm’s proposed business means you need FCA authorisation to carry out regulated consumer credit activities such as:
    • selling goods or services on credit (including hire purchase)
    • hiring or leasing out goods for more than 3 months
    • lending money
    • issuing credit cards
    • arranging credit for other people
    • collecting or purchasing 
consumer credit debts
    • helping people with debt problems or advising on people’s credit standing
    Any business offering credit or financing to customer must be authorised by FCA, not just credit specialist companies. This includes non-profit organisations.


    maybe reporting them would be a good thing


    I see no registration with the correct authority


    http://fca-consumer-credit-interim.force.com/CS_RegisterSearchPageNew
    Save a Rachael

    buy a share in crapita
  • I'm already one step ahead, this username does not represent my real name in anyway nor was the parking ticket in Sheffield. But the story is the same.

    Where should I take it from here then?
  • pappa_golf
    pappa_golf Posts: 8,895 Forumite
    1,000 Posts Combo Breaker
    read posts 2-7 again
    Save a Rachael

    buy a share in crapita
  • Sorry I am still a little confused.

    Could you sum it up for me in a nutshell.

    Thanks
  • pappa_golf
    pappa_golf Posts: 8,895 Forumite
    1,000 Posts Combo Breaker
    Save a Rachael

    buy a share in crapita
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