Are you concerned by the current investing climate?

Cintrapark

I'm a newbie investor so am not overly experienced.

I decided to invest with a simple portfolio - VWRD 70% and SAAA 30%.

I keep on reading articles in the press that we're due for a big crash and that this isn't a good time to be investing.

With the above portfolio I'm pretty much in it for the long term but was wondering if any of these reports concern you?

Pincher

Rock and a hard place.

Once upon a time, you could say, I withdraw from the market, and be happy with a 5% interest five year bond.

Now, sterling is dropping like a stone, so even 0% interest means you have just lost 20%.

So, I feel like I'm wearing long johns with the butt flap open.

Was sterling falling like a hot poker? Only if I go on holiday to America. Not likely now.

Should have bought some gold.

Cintrapark

Yes - i'm about to start buying gold.....

Glen_Clark

Cintrapark wrote: »

I keep on reading articles in the press that we're due for a big crash and that this isn't a good time to be investing.

Some of them were saying that in 2008 at the bottom of the market.
Seeking opinions on the state of the market is not helpful because if most peiople thought it was going to fall they would sell and it would have already fallen. Wheras if most people thought it was going to rise they would buy and it would have already risen.
So its always where the average investor thinks it should be.
Unless you fancy gambling, the best advice for most people is to spread your eggs around many baskets for safety.

darkidoe

Cintrapark wrote: »

I'm a newbie investor so am not overly experienced.

I decided to invest with a simple portfolio - VWRD 70% and SAAA 30%.

I keep on reading articles in the press that we're due for a big crash and that this isn't a good time to be investing.

With the above portfolio I'm pretty much in it for the long term but was wondering if any of these reports concern you?

Continue to read about the markets and passive investing. Ignore the noise that is the media. Focus on your long term goals. If your plan is going on to meet your goals, ignore the volatility along the way.

Glen_Clark wrote: »

Unless you fancy gambling, the best advice for most people is to spread your eggs around many baskets for safety.

:money:Mantra

bigfreddiel

You are in it for the long term.

Any crash now will look like a tiny little blip in ten or twenty years time.

Just start and stick to your strategy.

fj

ColdIron

Cintrapark wrote: »

Yes - i'm about to start buying gold.....

If you bought in 5 years ago today you'd be nursing a 30% loss today without a great chance of recovering it any time soon

Mogley

I'm new this year to investing. I'm not bothered what the markets look like now. I'm with fj, I'm in this for at least 10 years so I'll continue to drip feed what I can, keeping to my own investment strategy.

dunstonh

Are you concerned by the current investing climate?

What is it about the current climate that you think is an issue?

There are always issues and events. Unless you are a millennial.

slowpoke_rodriguez

(No!)

Ray_Singh-Blue

I think sometimes it's OK just to sit on the sidelines and wait a while, see what happens next.

Personally I don't like making new investments in an asset class which is within x% of its all time highest value (although I'm happy to hold existing investments). Right now that applies to most equity and bond markets as far as I can see.

So "I'm Out", at least for now.

Small private investors have an advantage over institutional investors, we can get a real return of near 0% on cash just by parking it in the best cash ISAs. And waiting...