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The Simple Bare Necessities feat. Gratitude & Recipes
Comments
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*someone has to say it*
Of course the last time Greying disappeared for a while... :eek::o:D :rotfl:
Hope all's good lovely!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00 at 31/12/25 = £ 91,100.00
Balance as at 31/08/26 = £ 84,500.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
EssexHebridean wrote: »*someone has to say it*
Of course the last time Greying disappeared for a while... :eek::o:D :rotfl:
Hope all's good lovely!
I so nearly said that yesterday but wasn't brave enough :cool:0 -
Thank you for all your kind wishes.
Nowt wrong.
Just......................... I dunno, hit a bit of a sticky patch in life and am more than just a bit fed up to the back teeth tbh.
In the grand scheme of things, it's nowt. But as it's nothing to do with MSing either.............
Bobbling along. Being mindful of spending, not overspending (don't think :think:) But not saving shed-loads neither, and haven't come up on the lottery
Haven't got alot to say really.
Greying XGC October 2026 £203.49/£232.50 (£29.01 remaining for 7 days)
GC September 2026 £226.57/£225
GC August 2026 £218.02/£232.50
GC July 2026 £237.82/£232.50
GC June 2026 £225.39/£225
Non-food spend October 2026 £68.50/£80
Bulk Fund 2026 Month 10/12 - £0/£20.40 (reducing balance - start £120)0 -
you said enough letting us know things are okish. you do know though that whinging about non mse stuff is allowed. take careJune 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb
Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.
Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest0 -
in_need_of_direction wrote: »you said enough letting us know things are okish. you do know though that whinging about non mse stuff is allowed. take care
You should see my diary:eek:
SEriously, take care of you.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]0 -
Thinking of you xremove 7/100; read 3/10; ex 27/100; make /100; lose /10; save /1000; improve 12/100; protein 30/1000
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It's the changing of the seasons. I think that as we are basically all animals it's the hibernating instinct which is making us all tired and fed up at this time of year. My DD is feeling the same.All that clutter used to be money0
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Thinking of you too xx0
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Stick with it, come back when you're ready - and I agree that you don't *only* have to write about MSE type stuff.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00 at 31/12/25 = £ 91,100.00
Balance as at 31/08/26 = £ 84,500.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0
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