Help my friend - I've NEVER heard of this before, is it legal?

Pixie5740

Stevie_Palimo wrote: »

Yes but I know a hell of lot of people in Northern Ireland and Scotland who would use the term I borrowed them this or I borrowed them that !!

Steve I am Scottish, I grew up in Scotland, I have spent most of my adult life living in Scotland although I did spend part of it living in Northern Ireland and in England sharing a house with Northern Irish people, as well as a few other places. I'm not sure how my sample compares with the "hell of a lot of people" you know but my those in my sample know the difference between borrowing and lending

Stevie_Palimo wrote: »

That was my point about people being stupid here and criticising the wording used as it is just childish.

The wording is important if people want meaningful advice. We often get posts where people give half baked accounts using confusing language which makes it difficult to help. There was a cracking one involving a deed of trust the other week.

Stevie_Palimo wrote: »

As for who should be involved in the issue here with the OP and there friend well you would presume that this has come up for discussion and the OP was unsure and believed that seeking further peoples views may help in sorting this one out, Solicitors may know the in and outs legally but as for living there they probably have no idea as to the day to day situation so seeking answers online as per OP's thread is pretty standard in my view.

I agree that solicitors know the ins and outs legally which is why, since the OP is asking if something is legal, it's a question for a solicitor who has seen a copy of the lease rather than an internet forum who is getting information via Chinese whispers.

Stevie_Palimo

Pixie5740 wrote: »

Steve I am Scottish, I grew up in Scotland, I have spent most of my adult life living in Scotland although I did spend part of it living in Northern Ireland and in England sharing a house with Northern Irish people, as well as a few other places. I'm not sure how my sample compares with the "hell of a lot of people" you know but my those in my sample know the difference between borrowing and lending



The wording is important if people want meaningful advice. We often get posts where people give half baked accounts using confusing language which makes it difficult to help. There was a cracking one involving a deed of trust the other week.



I agree that solicitors know the ins and outs legally which is why, since the OP is asking if something is legal, it's a question for a solicitor who has seen a copy of the lease rather than an internet forum who is getting information via Chinese whispers.

On the first part Pixie I live in Northern Ireland and have travelled all over it and the South to and find that people use terms for things that maybe not quite correct but I do understand the meaning of what is being discussed, In Scotland I lived there for a few years and again did see a similar pattern as I described above, Perhaps you were in posher parts than I was or am and or vica versa.

I also know that wording things does help but there are times when people will come onto a forum and there use of the English language and correct layouts may not be up to scratch, Normally reading between the lines is a thing that will overcome slight errors and is really not too difficult to do either, In most instances it purely people trying to outsmart others with defamatory posts against an OP with a view to feel clever about it.

Finally there are a lot of people on this forum that have experienced many different things and have a vast array of knowledge on various subjects, Now this will help in answering most topics that are posted and anyone worth there salt would say this is my view or my experience and this tends to mean use as a guideline.

Pixie5740

I do know a fair few folk who say "bet" instead of "beat," though. Usually when you are not aware that there was any kind of competition going on. For example, "I bet you back from the Post Office." It drives me up the wall so I always ask them to remind me what the wager was.

To be honest though I think the OP's English and the wording of the lease are the least of their friend's worries. I would be more concerned about the solicitor's money laundering checks.

AdrianC

Stevie_Palimo wrote: »

It is hardly getting basic wording wrong...

Yes, it is.

Or, perhaps, the OP did borrow money for his friend? If so, then who from? On what basis? Is the friend's home at risk if the OP fails to repay the money he borrowed?

Stevie_Palimo

AdrianC wrote: »

Yes, it is.

Or, perhaps, the OP did borrow money for his friend? If so, then who from? On what basis? Is the friend's home at risk if the OP fails to repay the money he borrowed?

Well obviously the OP clearly did not borrow from elsewhere and actually borrowed it to there friend or for the pedantic lot on here as per below.

The OP has lent there friend some money and paid it into there mothers account who in turn fired it over to the OP's friend to show as a gifted deposit.

And the even more pedantic lot a further listing below so that you can understand the terms used here :-


lend
Also found in: Thesaurus, Legal, Financial, Acronyms, Idioms, Encyclopedia, Wikipedia.
Related to lend: lend a hand
lend !(lĕnd)
v. lent (lĕnt), lend·ing, lends
v.tr.
1.
a. To give or allow the use of temporarily on the condition that the same or its equivalent will be returned.
b. To provide (money) temporarily on condition that the amount borrowed be returned, usually with an interest fee.
2. To make available for another's use: The neighbors lent us help after the storm.
3. To contribute or impart: Books and a fireplace lent a feeling of warmth to the room.
v.intr.
To make a loan. See Usage Note at loan.
Idioms:
lend a hand
To be of assistance.
lend (itself) to
To accommodate or offer itself to; be suitable for: "The presidency does not lend itself to on the job training" (Joe Biden).

[Middle English lenden, alteration of lenen (on the model of such verbs as senden, to send, whose past participle sent rhymed with lent, past participle of lenen), from Old English lǣnan; see leikw- in Indo-European roots.]

lend′er n.
American Heritage® Dictionary of the English Language, Fifth Edition. Copyright © 2016 by Houghton Mifflin Harcourt Publishing Company. Published by Houghton Mifflin Harcourt Publishing Company. All rights reserved.
lend (lɛnd)
vb, lends, lending or lent (lɛnt)
1. (tr) to permit the use of (something) with the expectation of return of the same or an equivalent
2. to provide (money) temporarily, often at interest
3. (Banking & Finance) (intr) to provide loans, esp as a profession
4. (tr) to impart or contribute (something, esp some abstract quality): her presence lent beauty.
5. (tr) to provide, esp in order to assist or support: he lent his skill to the company.
6. lend an ear to listen
7. lend itself to possess the right characteristics or qualities for: the novel lends itself to serialization.
8. lend oneself to give support, cooperation, etc
[C15 lende (originally the past tense), from Old English lǣnan, from lǣn loan1; related to Icelandic lāna, Old High German lēhanōn]
ˈlender n
Collins English Dictionary – Complete and Unabridged, 12th Edition 2014 © HarperCollins Publishers 1991, 1994, 1998, 2000, 2003, 2006, 2007, 2009, 2011, 2014
lend (lɛnd)

v. lent, lend•ing. v.t.
1. to grant the use of (something) on condition that it or its equivalent will be returned.
2. to give (money) on condition that it is returned and that interest is paid for its temporary use.
3. (of a library) to allow the use of (books and other materials) outside library premises for a specified period.
4. to give or contribute obligingly or helpfully: to lend one's support to a cause.
5. to adapt (itself or oneself) to something; be suitable for: The building lends itself to inexpensive remodeling.
6. to furnish or impart: Distance lends enchantment to the view.
v.i.
7. to make a loan.
Idioms:
lend a hand, to give help; aid.
[before 900; Middle English, variant (orig. past tense) of lenen, Old English lǣnan (c. Old Frisian lēna, Old High German lēhanōn), derivative of lǣn loan; see loan]
lend′a•ble, adj.
lend′er, n.
Random House Kernerman Webster's College Dictionary, © 2010 K Dictionaries Ltd. Copyright 2005, 1997, 1991 by Random House, Inc. All rights reserved.
borrow – lend
If you borrow something that belongs to someone else, you use it for a period of time and then return it.
Could I borrow your car?
I borrowed this book from the library.
If you lend something you own to someone else, you allow them to have it or use it for a period of time. The past tense form and -ed participle of lend is lent.
I lent her £50.
Would you lend me your calculator?
Be Careful!
You don't normally talk about borrowing or lending things that can't move. Don't say, for example, 'Can I borrow your garage next week?' You say 'Can I use your garage next week?'
You can use our washing machine.
Similarly, you don't usually say 'He lent me his office while he was on holiday'. You say 'He let me use his office while he was on holiday'.
She brought them mugs of coffee and let them use her bath.

AdrianC

Stevie_Palimo wrote: »

...or for the pedantic lot on here as per below.

The OP has lent there friend some money and paid it into there mothers account

...their mother's...

I can now see exactly why the use of correct English gets your goat so badly.

davidmcn

Stevie_Palimo wrote: »

The OP has lent there friend some money and paid it into there mothers account who in turn fired it over to the OP's friend to show as a gifted deposit.

Or possibly the OP is lending the mother some money, with no obligation on the purchaser to repay anyone, in which case the gifted deposit becomes slightly more legitimate (but still liable to be discovered once the solicitors ask for the source of funds).

Though given the OP's posting history I am suspecting a wind-up.

Stevie_Palimo

AdrianC wrote: »

...their mother's...

I can now see exactly why the use of correct English gets your goat so badly.

Your the one being smart about the OP and the post they made not me as I was defending the wording of it, I also care not what you think of my spelling and grammar and think that you just are choosing to be a ignorant idiot here.

As posted previously :-

Dear Punctuation,

I want you inside of me.

Sincerely,

Quotation Marks

AdrianC

Stevie_Palimo wrote: »

Your the one being smart about the OP and the post they made not me as I was defending the wording of it, I also care not what you think of my spelling and grammar and think that you just are choosing to be a ignorant idiot here.

Oh, the irony.

csgohan4

No

This is wrong on some many levels.

Firstly when the lender gets word that it is a borrowed deposit that might be an issue for some lenders

Secondly buying a house is more than just 'it's cheaper than renting' Does the 'friend' know there are responsibilities as a home owner? Boiler breaking, roof leaking, cooker broke e.t.c, their not cheap to replace and no more crying to the land lord.

Generally only lend money to friends/family if you DO NOT expect the money back because you will most likely not.

What happens if your relationship has gone sour and you signed the gifted deposit form for the solicitors. You have nothing to go back as you signed it is a gift to them albeit fraudulently as well as your lending it to them.

The money will be gone.

Money and friends don't mix. I would only lend money to myself.