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MSE Credit Club showing court data but not on my reports

flushthetoilet
Posts: 1 Newbie
Hello all,
first post so please be gentle.
I had an IVA in 2008 and was removed from my record in 2014.
There is no reference to any court data on either noddle or Clearscore, however when I ran MSE CC it shows the following :
"You've either got one or more recent or uncleared County Court Judgements (CCJs), or you're bankrupt or have been in the last six years"
So I got a credit report from all three agencies and non of these show any court problems.
My question therefore is how and where MSE CC would have got this information as I need to get it corrected.
Many thanks in advance.
first post so please be gentle.
I had an IVA in 2008 and was removed from my record in 2014.
There is no reference to any court data on either noddle or Clearscore, however when I ran MSE CC it shows the following :
"You've either got one or more recent or uncleared County Court Judgements (CCJs), or you're bankrupt or have been in the last six years"
So I got a credit report from all three agencies and non of these show any court problems.
My question therefore is how and where MSE CC would have got this information as I need to get it corrected.
Many thanks in advance.
0
Comments
-
Hi,
Could be an error of some kind, I expect you would know if you had a CCJ.
Normally it would show on your credit report.
You can check at trust online :
http://www.trustonline.org.uk/understand-judgments-fines/entries-on-the-england-and-wales-register/ccjs-and-the-register
Or it could just be displaying your insolvency, as it goes back six years, are you still on the insolvency register ?I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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