New home expenses

Ruby789

Hi all,

I'm about to move and looking to furnish my new home. I have some money from my family which I could use, but I would prefer to get a 0% purchases card instead, so they have access to their cash instead of having it tied up in my flat.

I'm moving from my family home, and probably not for a few weeks after I complete (get the painting / floors done etc...). I was thinking to apply for a credit card the day after completion so it won't harm the mortgage, and while I'm still registered at my family home.

Once I actually physically move I'll update the address and join the electoral role etc... Does this sound sensible?

datlex

Have you considered your local Heart Foundation Furniture shop for furniture. You can get all sorts there. (not sure which other charities do it) Items are not always second hand, our local one had brand new beds in for example- I believe other furniture companies donate end of stock items. You can get more for your money and they deliver. Items are usually in one piece so minimal effort from you. You can also get electrical items which have been tested and so at time of purchase should be safe. I got my sofas from my local one as few years back as the style I wanted was much more expensive brand new.

Ruby789

Thanks Datlex,

I have been keeping an eye out but so far nothing I like. I only tried the Ealing one though.

I take the view that you keep furniture for years, so there's little point buying stuff 'for now' and then replacing it later on. I will wait until I can afford it if needs be. I just though 0% was the best of both worlds.