How long to wait after new job

jgray2016

Hi,

Had a browse on the search but couldn't quite find something that matches my question, so I thought I'd try to make a thread.

I am wondering, how long after starting my first job in a while (been a lazy student that past few years) should I wait before applying for a credit card? I was thinking of trying for the BA Amex card (I plan to move to the US next year, and I believe you can transfer it). I wasn't sure if there was a minimum period of employment I should have before applying though? (Experian puts my credit score at 940, but wasn't sure about employment requirements)

Appreciate any help anyone can give


thanks

EDIT: does anyone also know if Amex have a minimum income requirement to be accepted? I read that they removed the requirement for each band of card, but wondered if there was an absolute minimum they enforce internally?

Anthorn

Probably as long as it takes to get a pay slip but 3 pay slips will be better so you and possibly the lender can calculate your average salary. Your length of employment is likely to be a factor though. I know you can transfer a virgin Amex to USA but I'm not sure about the BA card.