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Credit score help please

[Deleted User]
[Deleted User] Posts: 0 Newbie
Fourth Anniversary
in Mortgages & endowments
Hi I am wondering if anyone could help. I re-mortgaged on 27th September and clearscore currently show that I owe £310k in mortgages :eek: obv new and old.

I'm hoping to finance a kitchen around Xmas time, do you think by then i'll be down to the once mortgage?

Thanks.

Comments

  • glentoran99
    glentoran99 Posts: 5,825 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    dalo wrote: »
    Hi I am wondering if anyone could help. I re-mortgaged on 27th September and clearscore currently show that I owe £310k in mortgages :eek: obv new and old.

    I'm hoping to finance a kitchen around Xmas time, do you think by then i'll be down to the once mortgage?

    Thanks.

    Funny mine is exactly the same. Will imagine it should update by the next month
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A few months won't reduce a mortgage greatly.
  • kingstreet
    kingstreet Posts: 39,315 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The credit system often takes a couple of months to update. It doesn't operate in real time.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Fourth Anniversary
    Thrugelmir wrote: »
    A few months won't reduce a mortgage greatly.

    No but what I mean is it's still showing my old mortgage. I owe £152k not £305k. Obviously that will effect anything if I come to get finance.
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