Gumtree scam

Justin2168

Ok...my first post on a forum and it's full of insults.
I've bought many vehicles in my time, this was set up well and appeared to be a business with a reputation that was all well set up. I'm not a fool...I have had many bargains off that site and would normally meet in person for a 'private' sale.
I only wondered if it was usual for a bank to write to themselves.
Thanks for all your comments.

takman

Justin2168 wrote: »

I'm not a fool...I actually typed an extra 0 when paying a 10% deposit. £160 loss wouldn't be so bad. Please read my post before you start throwing insults.

Well considering that you first have to type in the amount wrong on online banking. Then it shows you the amount again it then asks you to confirm it. So it is a little bit foolish not checking what you typed in!.

meer53

You have to feel foolish for paying for something you've never seen from someone you've never met ? On top of that, you sent the wrong amount. Thats pretty hard to do via internet banking really. Your bank can't do anything, they haven't made a mistake, you have, twice.

eskbanker

Justin2168 wrote: »

They have informed me they need to write to the receiving bank to see if they can retrieve the money, and I was told that they basically have to write to themselves and wait for the reply which will take a minimum of 3 weeks.

Justin2168 wrote: »

I'm just surprised that my bank had to write to themselves to see if they could help get it back rather than just starting the process immediately for me.

I think there may be some crossed wires here - I believe that they'll be following their normal process for seeking to reverse the effect of a mistaken transaction, which entails contacting the receiving bank, who in turn contacts the recipient to ask if they consent to the erroneous payment being returned (somewhat unlikely in this case....). It's that end-to-end dialogue with the account holder that takes the time (up to 20 days), not the writing to themselves, so I believe they will have started the ball rolling already....