We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Unsupported chimney breast

Hi all,
We were selling our two up two down Victorian terraced house that we've lived in for 13 years. We were due to exchange last week but when our buyers had their survey done there was a query regarding the support of the spare bedroom chimney. The ground floor chimney breast was removed before we bought the property and was not mentioned in our survey when buying. We did not have any paperwork showing what work had been done, and offered to pay for an indemnity policy, however they decided to walk away. I have since taken up a couple of floor boards and there's no sign of any support under the bedroom chimney!

So we are now in the position where we have lost our buyers and the house we were due to buy, and on top of that, have a potentially expensive to resolve before we can put the house back on the market again :(
Has anyone been in a similar position or know where to start in getting the chimney sorted?
Thanks folks xx

Comments

  • phil24_7
    phil24_7 Posts: 1,535 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Get a structural engineer in to look at things. If something needs doing they will be able to provide the calculations and drawings for what needs doing. Also speak with your local building control as any works will need to go through them, they may also say what is acceptable to them.
  • I had this when selling my old house. The buyers had a survey done and they queried the wall that had been taken down between the kitchen and the back room to make a bigger kitchen, this was done before we bought the house and was never mentioned in the survey. We ended up having to pay our something like £50 for insurance for them otherwise they were going to pull out of the sale.
  • Davesnave
    Davesnave Posts: 34,741 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Phil is right that a structural engineer will be needed for checking what's there/not there now and doing the calculations. Your local authority's building control may have a preferred method, although anything specified by the SE should be acceptable.

    There's also the option of doing nothing and offering the house at a reduced amount to reflect the work needed + indemnity insurance, which is pretty useless in this scenario, since it only covers enforcement by building control = highly unlikely. You won't get the insurance if you speak to BC first and ID the house, but you can enquire anonymously.

    There will be an element of disruption to decorations and it'll be one or two days work if you go ahead.
  • A quick follow up - ive had a structural engineer in to have a look last week and sadly there's no supporting steel. He's drawing up plans and hoping we can figure out a way of supporting without having to take the kitchen ceiling down! Apparently it's self supporting as there's no sign of cracks or movement but the steel is needed to meet building regulations. Doesn't look like we'll be moving house anytime soon until it's sorted :(
  • I assume the support it is getting is coming from the chimney breast of adjoining property. Our old neighbour's did the same thing, and if we had attempted the same trick the whole lot would have come down.

    Our new neighbour's had it fixed at great expense, although they choose to remove the upstairs chimney breast as part of the fix.
  • helcat26
    helcat26 Posts: 1,119 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped!
    Did you have a survey when you bought it? If so is your surveyor liable for not having pointed it out?
  • Davesnave
    Davesnave Posts: 34,741 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    helcat26 wrote: »
    Did you have a survey when you bought it? If so is your surveyor liable for not having pointed it out?
    No, because surveyors never move furniture or take up carpets, let alone floor-boards, so there would be no way to know without an invasive exploration that a vendor wouldn't allow.

    A good surveyor might point out the possibility, but that's not enough to put a mediocre one's head on the block.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.3K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.