Contactless Technology

Travelman

Last year my bank sent me a new Debit Card which had contactless technology embedded in it. I do not want, nor will I accept, contactless technology, so I phoned them and they sent a replacement card without contacless.

Today the same bank sent me a new Credit Card and the same thing happened. In discussion I was told that whilst they can send me a non-contactless card now, in a few years time that option will not be available.

Am I alone in not wanting contactless, and does anyone know a bank/credit card company who will still offer non-contactless cards?

TheShape

Travelman wrote: »

Last year my bank sent me a new Debit Card which had contactless technology embedded in it. I do not want, nor will I accept, contactless technology, so I phoned them and they sent a replacement card without contacless.

Today the same bank sent me a new Credit Card and the same thing happened. In discussion I was told that whilst they can send me a non-contactless card now, in a few years time that option will not be available.

Am I alone in not wanting contactless, and does anyone know a bank/credit card company who will still offer non-contactless cards?

Nationwide Credit Cards are non-contactless. I keep asking them FOR a contactless card because I like using contactless. I kept another contactless card for use on London Transport even though I'd have rather closed it.

I expect that as long as a significant number of people don't want contactless, then someone will offer a non-contactless card.

owlet

Tesco credit card is non - contactless.

20aday

owlet wrote: »

Tesco credit card is non - contactless.

Expired and or/newly issued Tesco Bank credit cards are now contactless.

System

A number of banks offer non-contactless debit cards (on request)
Lloyds, Halifax and BOS (all LBG) being three off top of my head.

Other banks may also offer this or can do it by downgrading your debit card to an 'online' version that checks with the bank for funds each time.

FluroFrancis

Heng_Leng wrote: »

A number of banks offer non-contactless debit cards (on request)
Lloyds, Halifax and BOS (all LBG) being three off top of my head.

Other banks may also offer this or can do it by downgrading your debit card to an 'online' version that checks with the bank for funds each time.

I believe the "online" version of a (visa) debit card is what used to be called electron and if someone downgraded to one of those there are places that don't accept them

Jlawson118

Lloyds Bank originally sent me a non-contactless card. I called them up and asked if I could have a contactless one and they did.

Around a year later, my card was damaged and when I asked for a new one, they sent me a non-contactless one again. It was apparently on my account that they sent them as standard. They apparently changed that on my account though. But I've left them now anyway so I'll never know

System

You believe incorrectly - Visa Electron cards still exist.

FluroFrancis wrote: »

I believe the "online" version of a (visa) debit card is what used to be called electron and if someone downgraded to one of those there are places that don't accept them

FluroFrancis

Heng_Leng wrote: »

You believe incorrectly - Visa Electron cards still exist.

well my co-op visa electron was replaced with one saying it was a visa debit but that behaves suspiciously identical to an electron, doesn't work on trains, doesn't work on Tesco.com and other places

oldagetraveller

"Am I alone in not wanting contactless,"
No you are not alone. Unfortunately this is something else that will eventually be forced upon those of us who have no use, will not use or desire for it!

username

oldagetraveller wrote: »

"Am I alone in not wanting contactless,"
No you are not alone. Unfortunately this is something else that will eventually be forced upon those of us who have no use, will not use or desire for it!

I'm genuinely interested to know why people are so anti contactless? It's just simply another way to pay, convenient and faster.

it doesn't help that newspapers like the Daily Mail peddle sh1te around the technology. They were running a story yesterday implying that anyone with a portable card machine could walk up to people's bags and pockets and steal £30 as if by magic by contactless payment.

What they completely forgot to mention is that to even get the card machine working, you will need a merchant account, which requires lots of hoops to jump through (in that you will need to have a business account, and pay for the service) and there will always be a paper trail to the destination of where they money is being sent.

Most people have several contactless cards in their wallet/purse. If multiple cards are presented, none will get charged and the machine will throw back an error as it can only work with one card at a time.

So it's certainly not a case that Billy Bob Crook could buy one off ebay and start charging cards willy-nilly.