TNC Collections - car parking fine

ndotfire

Hi,

In September 2015 TNC contacted me about a parking fine and I agreed a payment plan of £10 per month with them. At the time I was in Hospital and bed bound pregnant with twins.

In May 2016, my bank cancalled the standing order - when the bank contacted me to tell me, I contacted TNC to ask for details to reset it up and explained what had happened.

They then said no, the payment plan no longer stands and I had to pay the remaining £79. This may not sound like a lot, but still now I cannot afford it. I paid £10 that day to them as I thought they would accept.

They refused and said they would take further. Five months on they have again emailed me and said I need to pay the balance in full. I explained it would nearly be clear by now if they had accepted my proposal!

They are refusing point blank any payment proposal now and say I have to pay the £79 today. I unfortunately cannot pay it off in full today.

They have said this ''You offered a payment plan that we found to be unsatisfactory, we are looking to collect the remaining balance in full. I will not be negotiating, my decision is final.
We will now deal with this matter outwith your cooperation.'']

Please can someone help me? What will they do?

Ralph-y

hi and welcome to the forum ......

your bank did you a favour !

they will now have you marked down as some one who can be scammed

DO NOT PAY

start by having a read through what should have been done ...

and what to do from now on ...

https://forums.moneysavingexpert.com/discussion/4816822

how much was the invoice for ?

:note it was never a fine ......

where did this heinous deed take place ?

please read and come back if you need more assurance / help

good luck

Ralph:cool:

Ralph

ndotfire

Hi,

thanks for replying! I have just attempted to read that thread and it has gone over my head!

I see that I should have not started paying the request - is that correct?

As I have already paid some, do I have to pay the remainder off?

Sorry! I am so stressed and that company will not leave me alone!!

Ralph-y

"thanks for replying! I have just attempted to read that thread and it has gone over my head!"

take it in small sections .... It is a big subject .... you can skim read the section on the IPC as your 'loverly fiends' (spelling mistake intended) are part of the BPA

all acronyms are found in the newbies thread


"I see that I should have not started paying the request - is that correct?"


yes



"As I have already paid some, do I have to pay the remainder off?"

no



"Sorry! I am so stressed and that company will not leave me alone!!"

you are not alone now so calm down and accept our help

Ralph:cool:

Coupon-mad

Just ignore them. If you get court papers or a solicitor's letter, come back.

You have taken this FAR too seriously and you should never have paid anything. TNC are notorious for harassing people but they were toothless. You should have Googled them sooner.