Health/Dental Insurance Help

Catmaspudding

csgohan4 wrote: »

Then I am afraid you will need to pay. You had to have due diligence before allowing someone to do work either your teeth or your car.


You can't get a service without knowing if you can pay for it or assume your entitled to it for free.


I would pay it up, cut down for a month on your spending and chalk it off as a learning lesson.


Failure to pay may result in a County Court judgement which could make it difficult for you to obtain credit in future and ruin your credit file.

I dont think you actually read the question. I never once said I wasnt going to pay something, or that I 'expected' anything to be free. Even if you assumed that I had the treatment already, I was asking about dental insurance so that I didnt get bills like this in future, not to avoid paying a current bill.

I said that I used to get free treatment as so I didnt realise how expensive dental bills could get. I also said that I hadnt actually had the treatment yet (I know how much it is about to cost though, and that is quite unavoidable).

I was just wondering if getting a health or dental plan in the future was a good idea... not to dispute my current dentist or situation. I not trying to get out of my current quote (just mentioned it at the end in case anyone had any clever ideas for spreading the cost - and someone did!).

Is paying lump sums like this the most economical way, or is insurance a good idea?

Catmaspudding

Thanks for all the sensible answers . I know what treatment the dentist has recommended, but even they have said I could put it off for several months. I might just get it done now though, and look at plans for the future.