Just passed advice needed

Madmel

DD1 (17) has just acquired a Kia Rio thanks to her indulgent grandfather. Because she is on a provisional licence and still young, I test drove it for her and we then bought it, collecting it 2 days later. I put her details into a comparison site and it came up with several quotes. Aforementioned indulgent grandfather also wanted to be able to drive it, so that pushed the premium up a bit, but we got it for £575 - insured for DD, me, DH and grandfather. I rang the garage as soon as I'd organised it so that they could tax the car.

DD learns in a diesel and found the petrol Kia a bit odd for a day or two, but quickly got used to it, I drive a 1.9l diesel normally so it's a bit of a change, but actually quite fun. Yesterday DD drove 32 miles to school (my work) and back, then turned it round in the drive and didn't stall once. It was her 9th day of owning it.

Not sure how Kias compare to a Toyota Yaris, but the balance of the 7 year warranty was a definite plus for us.

Rain_Shadow

Madmel wrote: »

DD1 (17) has just acquired a Kia Rio thanks to her indulgent grandfather. Because she is on a provisional licence and still young, I test drove it for her and we then bought it, collecting it 2 days later. I put her details into a comparison site and it came up with several quotes. Aforementioned indulgent grandfather also wanted to be able to drive it, so that pushed the premium up a bit, but we got it for £575 - insured for DD, me, DH and grandfather. I rang the garage as soon as I'd organised it so that they could tax the car.

DD learns in a diesel and found the petrol Kia a bit odd for a day or two, but quickly got used to it, I drive a 1.9l diesel normally so it's a bit of a change, but actually quite fun. Yesterday DD drove 32 miles to school (my work) and back, then turned it round in the drive and didn't stall once. It was her 9th day of owning it.

Not sure how Kias compare to a Toyota Yaris, but the balance of the 7 year warranty was a definite plus for us.

Expect that premium to go up a lot once your DD has passed her test.

Insurance for learners is comparatively cheap.. They are a lot bigger risk once they are out on their own having just passed.

Expect the premium to double as a minimum.

Autolycus2000

BeenThroughItAll wrote: »

Many policies do require the other vehicle to be insured, but not all. Most will also say 'excludes vehicles owned by, leased or hired to the insured' or similar.


My Direct Line policy documents don't appear to say anything about the other vehicle needing its own insurance policy as far as I can see, and there's nothing on the certificate to suggest it either.

Plenty of discussion on this at:
http://www.pistonheads.com/gassing/topic.asp?t=1105207

BeenThroughItAll

Autolycus2000 wrote: »

Plenty of discussion on this at:
http://www.pistonheads.com/gassing/topic.asp?t=1105207

Right. Ok. I don't need to discuss it, but thanks anyway.