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Old BOS account

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  • dc240969
    dc240969 Posts: 70 Forumite
    Into four months since l began this and still nothing back from them
  • sourcrates
    sourcrates Posts: 31,595 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Write back and ask for a resouloution one way or another.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • dc240969
    dc240969 Posts: 70 Forumite
    Still nothing back. Seems lve paid thousands of pounds to an account lm not liable for then.
  • dc240969
    dc240969 Posts: 70 Forumite
    anyone care to comment
  • sourcrates
    sourcrates Posts: 31,595 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    To be honest I'd just forget it and get on with my life.

    If anyone contacts you again about it, refer them to the fact the debt cannot be proved, unless you want a resouloution in which case refer it to the financial ombudsman.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • StopIt
    StopIt Posts: 1,470 Forumite
    sourcrates wrote: »
    To be honest I'd just forget it and get on with my life.

    If anyone contacts you again about it, refer them to the fact the debt cannot be proved, unless you want a resouloution in which case refer it to the financial ombudsman.


    I would caution this by saying that because recent payments were made, this debt is not statute barred and thus, if BOS do produce a correct set of paperwork, you're back to square one.


    I'd be writing again, saying that you expect a resolution to this in writing ASAP and if no reply is given, a threat that this will be escalated to the FOS.

    In debt and looking for help? Look here for the MSE Debt Help Guide.
    Also, If you need any free and impartial debt advice, the National Debtline, Stepchange, and the CAB can help.
  • sourcrates
    sourcrates Posts: 31,595 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    StopIt wrote: »
    I would caution this by saying that because recent payments were made, this debt is not statute barred and thus, if BOS do produce a correct set of paperwork, you're back to square one.


    I'd be writing again, saying that you expect a resolution to this in writing ASAP and if no reply is given, a threat that this will be escalated to the FOS.

    It's not the statute barred status that the OP is referring too.

    The creditor has failed to produce evidence of the debt when asked, on numerous occasions, to do so.

    I agree the FOS should now become involved.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • StopIt
    StopIt Posts: 1,470 Forumite
    sourcrates wrote: »
    It's not the statute barred status that the OP is referring too.

    The creditor has failed to produce evidence of the debt when asked, on numerous occasions, to do so.

    I agree the FOS should now become involved.


    I know, and the OP shouldn't be in limbo because of BOS dragging their heels.


    However, if BOS ever come up with the goods so to speak, the OP will be backed into a corner. If they can get BOS to acknowledge that they're unable to comply with the Prove-It request, the matter is closed for good.


    If they don't the FOS should be asked to step in, and frankly, I'd be considering going straight to them.

    In debt and looking for help? Look here for the MSE Debt Help Guide.
    Also, If you need any free and impartial debt advice, the National Debtline, Stepchange, and the CAB can help.
  • dc240969
    dc240969 Posts: 70 Forumite
    I have sent a complaint to the FOS as l have not recieved anything from Wescot or BOS in the past 6 months.
  • sourcrates
    sourcrates Posts: 31,595 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Keep us updated!!
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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