Will partner have legal rights to house?

MissTigger

Hi there,
I've been with my partner for 3 years (on and off) and we have a baby together. He has a low earning part time job and I work and bring in most money. I am buying our first house (other than previously renting together) and because of his bad credit history, debts and lack of money I have had to be the sole name on the mortgage. It is my life savings that I have used for the deposit as well as some of my parents gift money. Because he has no input on the whole house so far I'm wondering if we ever split up would he have legal rights to the house? Would he be able to claim interest in the house? I'm not taking rent or mortgage payments from him but I will expect him to contribute towards daily life, bills etc.

marksoton

Just go it alone. I'm sorry but the bloke sounds like a complete waster.

bouicca21

Don't whatever you do make the mistake of marrying this waster, because that will definitely give him rights.

Make sure you keep proof of exactly what he does contribute, compared to you.

Better still take marksoton's advice. And maybe do a bit of self analysis and ask yourself why you want to be with a loser.

NicNicP

I'd ask for something to be drawn up by a solicitor to protect yourself.

glentoran99

marksoton wrote: »

Just go it alone. I'm sorry but the bloke sounds like a complete waster.

Based on the little the OP has said about him how can you make that judgement?

Marvel1

Who looks after the baby while you work now?

If I assume the Dad, I fail to see how he is a loser/complete waster. Does that mean stay at home Mums are losers too?

FBaby

Is the 'waster' the one more involved in childcare and looking after the house? Funny how when it is the mother who works part time and is the main giver she not only expected to gain an interest in the property but be able to stay in the property if separating.

When it is the man who isn't the main earner it is right away assumed he is a waster.

bouicca21

Nothing to do with sexism, more to do with

bad credit history, debts and lack of money

marksoton

glentoran99 wrote: »

Based on the little the OP has said about him how can you make that judgement?

Little?

On and off relationship
Part time work only
Bad credit history
Debts and lack of money
Pays no rent

Nope, you're right. She's got a right catch there....

Annisele

YasmineA90 wrote: »

I am buying our first house.

The "I" and the "our" have the potential for misunderstandings there.

I think you really need to agree (with him) whether you're buying alone, or whether the two of you are buying together. Regardless of the legalities, it may kill your relationship if you assume one thing and he assumes another.

Whatever you decide, legal advice would be a good plan.

Kynthia

You're living with this person, have a child with them and will be buying a home you plan for them to live in with you. Either you're building a life together or you are just dating and keeping finances seperate, if its the former then it seems cruel to keep the house seperate and for yourself but having a child together blurs the lines if it's the latter.

Gaining a beneficial interest in a property isn't that easy but if someone takes it to court and can provide enough evidence to convince a judge then it can happen. An official cohabitation agreement from the start will make everyone's intentions clear. Also understanding how beneficial interest is gained so that you can avoid it happening would be useful research.