Staysure travel premium increase legal?

molerat

teddysmum wrote: »

It's just like someone, who has several years of incident free motoring, being involved in an accident, which was not their fault and cost the insurers nothing, having a penalty added to a policy, as they are statistically 'proved' to be more likely, now, to have another accident.


You can, of course, shop around to avoid the penalty, as insurers have different attitudes.


Also,I knew someone who had a hound, whose leg was cut by the wire of a flexi-lead, used by a stupid person who was not in control of their dog. From then on, she was unable to get the hound insurance to cover any leg problem whatsoever.; even though there could be no connection between, say, a leg tumour (in a different leg) and an accidental gash.

But OP's case is not like that. It is like you having a minor bump in your car mid way through the policy period and your insurer asking you for more money. I had a shunt 3 weeks after my new policy, did they ask for more - no. The insurer should cover all risks known at the inception of the policy for the price paid, what they do for future policies is obviously up to them.

To OP, I would say raise a formal complaint.

Sausages23

You are right