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Settled CCJ time up
manamaga
Posts: 42 Forumite
Hi all, my wife has a CCJ on her credit file, it was settled a couple of years ago with no problems but the "6 years on file" time has now elapsed. We checked her file today but it's still on there. Do we have to apply somewhere to have it removed now?
Many thanks.
Many thanks.
0
Comments
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Hi Manamaga,
Credit files can sometimes take a month or so to update, so if the CCJ was done some time in September 2010 it may not have updated yet. You may want to wait 1 or 2 months beyond the 6 year period as there can sometimes be a small delay.
However, if it has been much longer than this I would suggest you start by contacting the credit reference agencies and ask them to up date the file. Hopefully, this should be quite straight forward, but if you can't get it resolved you can go to the Information Commissioner.
Laura
@natdebtlineWe work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps0 -
That's great thanks for the advice. It is very recent so will probably get Christmas out of the way first :-)
Thanks again.0
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