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Opening a new current account

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  • inkie
    inkie Posts: 2,609 Forumite
    Mortgage-free Glee!
    Can't fault nationwide :)
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,062 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I have opened Santander, Lloyds, TSB, nationwide, nat west, Tesco and first direct and BOS current accounts in last year. I don't remember bpneeding to take any Id into branch.
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  • xylophone
    xylophone Posts: 45,627 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I don't remember bpneeding to take any Id into branch.


    I did with M&S - I was very surprised as I have been on the Electoral Roll at my current address for decades and have credit card, utilities, other accounts etc.....
  • badger09
    badger09 Posts: 11,603 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    xylophone wrote: »
    I did with M&S - I was very surprised as I have been on the Electoral Roll at my current address for decades and have credit card, utilities, other accounts etc.....

    Ah, but it isn't just a current accurrent account, its an M&S current account:p
  • Jlawson118
    Jlawson118 Posts: 1,144 Forumite
    Ninth Anniversary 500 Posts Name Dropper
    It depends on the bank itself really, I haven't joined Santander but two years ago I was able to open my First Direct account without the need for these documents.

    And since then, Halifax and Lloyds require you to to into branch with ID, proof of address etc. But I recently opened an account with Barclays a few weeks ago and they just asked me some credit score questions like:
    "You opened a new credit card around April 2016, who provided this?:
    1. Lloyds Bank
    2. CoOp Bank
    3. HSBC
    4. None of these"

    They never required proof of address really. So Santander will probably use any of those methods really
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