Recommendations for Current Account

Leemostari

Hi All

I currently bank with Intelligent Finance as was off-setting mortgage interest and i have pots for different money - i have an account for bills, car maintenance, holiday, HMRC, and general spending.

My primary objective now is to switch to an account that allows me to have different pots for different spend, without fees.

Other benefits i would like included would be free overseas purchases and cash withdrawal. Travel Ins would be nice. Any bespoke benefits would be good to understand, eg Virgin Money offer a high street lounge service which i use with my credit card - so anything like that. i would pay a small fee if the benefits were worth it!

I currently have a reasonably large credit balance for me (few thousand) but having pots to split money into is more important than interest. I am also quite lazy, so things like promo fixed time interest rates annoy me as likely i'd forget to change etc...

I dont think Santander 123 offer the pots, so think they are out before loads of people suggest them (unless i am mistaken!!)

Hope you guys can help

TIA
Lee :j