We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Recommendations for Current Account

Options
Hi All

I currently bank with Intelligent Finance as was off-setting mortgage interest and i have pots for different money - i have an account for bills, car maintenance, holiday, HMRC, and general spending.

My primary objective now is to switch to an account that allows me to have different pots for different spend, without fees.

Other benefits i would like included would be free overseas purchases and cash withdrawal. Travel Ins would be nice. Any bespoke benefits would be good to understand, eg Virgin Money offer a high street lounge service which i use with my credit card - so anything like that. i would pay a small fee if the benefits were worth it!

I currently have a reasonably large credit balance for me (few thousand) but having pots to split money into is more important than interest. I am also quite lazy, so things like promo fixed time interest rates annoy me as likely i'd forget to change etc...

I dont think Santander 123 offer the pots, so think they are out before loads of people suggest them (unless i am mistaken!!)

Hope you guys can help :)

TIA
Lee :j
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.4K Spending & Discounts
  • 243.7K Work, Benefits & Business
  • 598.5K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.