Personal Debt advisor/counsellor

Osteoben

Hi, hoping for some help please? We are a happily married couple but one half of us not only earns a lot of money but spends it all plus more too. This is a chronic problem and one that causes us a great deal of stress. I am looking to have an objective person help us, in much the same way as a relationship counsellor might, to 1) deal with the issues surrounding over spending and 2) to help us navigate through getting ourselves out of debt and then set up for a debt free life (with savings) for the future......we do though really need our hands held. Does anyone have any ideas or contacts that might be able to help, we could Skype with the consultant/counsellor so worldwide would be no problem? Many thanks and here's hoping, Ben

MrsTinks

Ben if you google couples counselling in your area you should find that there are lots of qualified people near by. I would recommend seeing someone face to face and ideally weekly for a while. I think the biggest problem is a matter of equality and balance in a relationship and most counselors are trained in this (it's their bread and butter...) - find one you are happy with, BOTH of you. If only one feels comfortable then it's pointless...

The issue you put as 2) - this is a specialist area really, and probably where either DFW forums or even some of the debt charities are best points to start.

sourcrates

Debt councilours are usually found at your local CAB.

Alternately have a look on the "National Debtline" website, they have facksheets on virtually every debt issue you can think off.

And again the web in general, also "Debt camel" is another good site with lots of good budgeting advice.

National_Debtline

Hi

One place to search for different kinds of advice is the Advice UK website. I’m not sure whether there will be the exact type of help you’re looking for but it’s worth a look.

www.adviceuk.org.uk

James
@natdebtline

fatbelly

Osteoben wrote: »

Hi, hoping for some help please? We are a happily married couple but one half of us not only earns a lot of money but spends it all plus more too. This is a chronic problem and one that causes us a great deal of stress. I am looking to have an objective person help us, in much the same way as a relationship counsellor might, to 1) deal with the issues surrounding over spending and 2) to help us navigate through getting ourselves out of debt and then set up for a debt free life (with savings) for the future......we do though really need our hands held. Does anyone have any ideas or contacts that might be able to help, we could Skype with the consultant/counsellor so worldwide would be no problem? Many thanks and here's hoping, Ben

Hmm

There are some 'life coaches' that offer money management advice but it depends who you've got locally. My understanding is that they like at least the first session face-to face.

Of the national organisations, I think Christians Against Poverty would be closest to what you want.

enthusiasticsaver

Is it your partner who is the high earner and spender?

Changing lifestyle which includes spending habits requires commitment. There are debt counsellors at the cab and CAP as mentioned above but working through these differences together is more effective if both parties are open to change. Do you both wish to change or just you? Life coaches are expensive and I am not sure if this is a good use of your money.

Have you talked about this together?