We're aware that some users are experiencing technical issues which the team are working to resolve. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Halifax not taking their planned overdraft fees

Options
Hi

Just curious to see if anyone else has experienced this.

I went through my bank account a few days ago and I noticed that Halifax hadn't taken their planned overdraft fee at the beginning of September. I check my account every couple of days so I'm not sure how I missed this but I only recently realised.

An unplanned fee should have also been taken today but, again, it hasn't. They're usually taken on 1st of each month, or the closest working day after it.

I have the Reward Current Account and can't understand what's going on. I spoke to the bank about a different DD a couple of weeks ago and they didn't mention the unplanned fee being missed. I've had correspondence but nothing about missed fees or a change in the Ts & Cs.

Has anyone else noticed this?

Comments

  • pinkdalek
    pinkdalek Posts: 1,355 Forumite
    Tenth Anniversary 1,000 Posts
    Oh !!!!!! the 1st was a weekend, check your statement on the 4th and everything will be processed. :beer:
  • Charges due today will show tomorrow.

    Have you used less than £50 overdraft - therefore no fee payable?
  • VC88
    VC88 Posts: 24 Forumite
    edited 3 October 2016 at 10:37PM
    The fees are due on the 1st, I know the 1st was on the weekend, obviously. The fees always come out on the Monday if the 1st falls on a weekend, they have never been taken late. I'm not too bothered about this month's as I know there's still a chance it can be taken anyway.

    The issue is - last month's wasn't taken at all (and as stated above, this month's fee is late/later than usual).

    My OD is £1500, the charges are £1 per day. I usually pay £30 or £31 per month. So my question is - has this happened to anyone else. I'm curious as it's the first time it's happened and no idea why.

    Oh and I use the app and it always shows pending payments, including fees. Nothing is shown for tomorrow.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.7K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.4K Spending & Discounts
  • 243.7K Work, Benefits & Business
  • 598.5K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 256.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.