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Planning on moving out to rent my first own flat
Comments
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Hi NicoRe,
I am currently going through the exact same process so thought I'd share a list of costs I've pulled together that may be worth considering. It is by no means a definitive list but I hope it helps:
Rent
Car insurance
Breakdown cover
Car tax
MOT
Maintenance and repair (car)
Christmas (gifts)
Contents insurance
Electricity
Gas
Water
TV licence
Broadband
Line rental
Council tax
Service charges (maintenance etc, often included in rent)
Student loans
Mobile phone
Food
Clothes
Hobbies (Gym, clubs etc)
Entertainment (netflix, amazon prime, apple music, spotify, sky etc)
Fuel
Healthcare (dentist, healthcare products e.g. toothpaste, toilet paper, hair products etc)
Savings?
Public transport
Eating out
Misc (uncategorised spending)
Birthdays (gifts)
Deposit
Letting agency fee
Furniture
Kitchen items (white goods, utensils etc)
Many things are, or can be, one off payments but it all adds up!0
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