Credit cards and credit rating
Farleigh69
Posts: 3 Newbie
Deleted now.
0
Comments
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It would generally be worth keeping an older card, simply for stability.
The amount spent is irrelevant - lenders will be looking for payment history.
Ignore your actual credit score. Only the data on your files matters.0 -
CRAs holds the payment status for the last 72 months so I would retain the HSBC (unless it has any blemishes in that time)I’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
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All views are my own and not the official line of MoneySavingExpert.0 -
Thank you very.
Useful to know.0 -
Thank you for that. That's what I was wondering.
So ditch the MBNA and S'DER, keep the HSBC (which has no blemishes on it).0
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