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Credit cards and credit rating
Farleigh69
Posts: 3 Newbie
Deleted now.
0
Comments
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It would generally be worth keeping an older card, simply for stability.
The amount spent is irrelevant - lenders will be looking for payment history.
Ignore your actual credit score. Only the data on your files matters.0 -
CRAs holds the payment status for the last 72 months so I would retain the HSBC (unless it has any blemishes in that time)I’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
& Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
All views are my own and not the official line of MoneySavingExpert.0 -
Thank you very.
Useful to know.0 -
Thank you for that. That's what I was wondering.
So ditch the MBNA and S'DER, keep the HSBC (which has no blemishes on it).0
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