Tenants trashed house & insurance not paying out

nkkingston

Form the way OP is talking, I suspect this is a previous home he's let out due to having to move for work etc, which means there was a sentimental attachment. Some of the upset comes from seeing what he views as his home (note the slip into the possessive in the original post) being trashed, rather than a business that's required more input than expected due to a difference in lifestyle.

G_M

enthusiasticsaver wrote: »

This is why I would never go into btl. The only tenant we ever had in the flat we purchased was our daughter. Some people have no sense of responsibility or respect for other peoples' property. Can you not claim off deposit?

Letting to family brings its own risks and potential problems........

FBaby

Form the way OP is talking, I suspect this is a previous home he's let out due to having to move for work etc, which means there was a sentimental attachment. Some of the upset comes from seeing what he views as his home (note the slip into the possessive in the original post) being trashed, rather than a business that's required more input than expected due to a difference in lifestyle.

Sorry but although that can be the case, you don't have to be letting your previous home to be annoyed at the cost that comes from letting to tenant who treat the house, their home, with complete neglect.

It's really no different to people who go on holiday and treat their holiday villa/hotel room like a pigsty because after all, it is not theirs, so why should they make an effort to look after it. It is the attitude that you should only care for what is yours, and the rest is not your problem, unfortunately, an attitude that seems more and more prevalent. Why being a tenant should mean a different lifestyle?

dogfonos

Thrugelmir wrote: »

What's the likelihood of recovering the legal bill that would be incurred?

If the claimant represents themselves at a County Court then charges aren't exactly onerous:

https://www.gov.uk/make-court-claim-for-money/court-fees

Or, as the website suggests, there's the 'mediation' option.

warby68

Thrugelmir wrote: »

You obviously aren't cut out to run a business. Not everyone is. If letting property were that easy and profitable everybody would be doing it.

:rotfl: You're the third person today to dive in so fast with more landlord criticism that you haven't noticed I'm not the OP (I'm not a landlord either although we do have a business lol)

People here love to gloat and lecture when a novice or accidental landlord has problems.

Sorry OP - your inexperience let you down a bit as you misunderstood insured risks but the agent and tenant let you down more. Hopefully you can set to and sort the mess out with a bit of insurance help and the deposit and put it behind you. And also hopefully the lecturers will wind their necks in a bit too.

Pincher

There was a story from about twenty years ago.
A landlord did a nice apartment in Notting Hill.
A Goldman Sachs Executive wanted to rent it.
When his letting agent asked for the deposit, the admin people from Goldman Sachs said, we are Goldman Sachs, we can pay if anything happens, don't worry about it. So the landlord agreed to NO DEPOSIT.

A year later, the tenant leaves, relocated to Amsterdam, and the apartment is shredded. So he rings up Goldman Sachs, and they said, we are Goldman Sachs, we have plenty of lawyers, sue us.

It is bound to happen. If you ran a hotel, you probably have a nightmare guest once a week, and a dozen in one go when a convention with free booze is in town.

I find vetting the tenants yourself weeds out a lot of problems.
If you hate each other at the interview, move on.
You need to develop a nose for whom you can work with.

Thrugelmir

warby68 wrote: »

:rotfl: You're the third person today to dive in so fast with more landlord criticism that you haven't noticed I'm not the OP (I'm not a landlord either although we do have a business lol)

People here love to gloat and lecture when a novice or accidental landlord has problems.

Sorry OP - your inexperience let you down a bit as you misunderstood insured risks but the agent and tenant let you down more. Hopefully you can set to and sort the mess out with a bit of insurance help and the deposit and put it behind you. And also hopefully the lecturers will wind their necks in a bit too.

For somebody that owns a "business" I'd expect a more mature and knowledgeable approach. .

warby68

Thrugelmir wrote: »

For somebody that owns a "business" I'd expect a more mature and knowledgeable approach. .

Mature and knowledgeable about what? Offensive posters perchance?

Guest101

warby68 wrote: »

Mature and knowledgeable about what? Offensive posters perchance?

Just showing a bit of knowledge, if not too much to ask

xylophone

Blakey?

He certainly questioned whether Stan and Jack should be......:rotfl: