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ATM Skimming - Any Telltale signs?

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Comments

  • Stompa
    Stompa Posts: 8,383 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    The feed seemed quite slow & 'soft'

    It seems to me that most ATM's are like that these days, you start wondering if it's actually going to have enough oomph to get your card out. TBH I'd probably be more suspicious of an ATM that didn't behave that way!
    Stompa
  • C_Ronaldo wrote: »
    They do say to use the cashpoints inside the banks themselves if possible,


    I must say after having 2 cards skimmed at one ATM (I used 2 cards to withdraw from 2 accounts) and then having both accounts vertually emptied , I have never used a outside ATM and never will do !!

    The hassle it can cause is just to much for the risk !;)
  • Before I use any cashpoint, I always run my fingers along the card slot from edge to edge.... it will always be smooth unless there is something lurking - will prevent you from being the victim of skimming. Remember to cover when entering your PIN also.
  • I was told by someone who works with cashpoints that the slow ones are better for security, it stops the skimmers working apparently, that why more cashpoints are like this.

    An ATM engineer told me after I was worried, this was the Natwest in Knightsbridge, this one is painfully slow.
    A minute at the till, a lifetime on the bill.

    Nothing tastes as good as being slim feels.

    one life, live it!
  • Hazzanet
    Hazzanet Posts: 1,725 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    To confirm the above post, when I worked for NatWest, I was told that they deliberately slowed down the card in/out mechanism to a painfully slow speed as skimmers can't read the mag-stripes when they move through that slow. When it goes into the machine, and the card has cleared the entry slot, it speeds up.

    HTH
    4358
  • BWZN93
    BWZN93 Posts: 2,182 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi, not sure if this is the right board for this but... Does anyone know of any telltale signs to look for when using a cashpoint to work out if it has a skimming device attached?

    I used a NATWEST cash point earlier today & the machine took a long time to take my card & return it.The feed seemed quite slow & 'soft' for want of a better description whereas normally the mechanisms are quite fast.

    I am wondering if this is just a faulty machine or something more suspect. In either case perhaps I should report it. to Natwest & my own bank.

    Thoughts please?

    All Natwest machines I have ever used have a really slow feed to return the card! Its really frustrating, but its normally quite obvious that something is amiss when one of the skimmers is attached to a cash machine. It just looks 'odd' somehow. The Natwest machine was probably fine, but report it anyway to be on the safe side.

    Jo x
    #KiamaHouse
  • James
    James Posts: 2,059 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    The answer to your question is at the bottom of this posting. You or other readers may find the following of interest:

    Here is an extract from the latest advice to Retailers with regards to their Chip & PIN Terminals.

    Why do criminals target cards, card details, and PINs?

    Fraudsters try to capture card details and PINs in order to produce fake magnetic strip cards, which can then potentially be used in shops or cash machines that haven’t upgraded to chip and PIN – mainly overseas.

    Threats:

    Electronic Attacks:

    These are attacks on the chip and PIN terminal or the software used to process card details and include attempts by criminals to place illegal, data-capturing devices, bugging equipment or software in chip and PIN terminals or installing pinhole cameras, focused on a keypad, that record customers’ PINs.

    Substitution Attack:

    Fraudsters attempt to remove parts or all of the chip and PIN terminal and substitute them with doctored or bogus devices that capture card data or PINs. Criminals may attempt to install fake equipment by posing as bogus service engineers.

    Theft:

    Criminals may try to steal chip and PIN terminals with the aim of gaining access to any stored data held in the device learning about the inherent security features; or attempting to doctor the device prior to re-installing it in a shop environment.

    Members of Staff.

    Criminals may target businesses by applying for jobs or coercing existing shop staff into helping them so they can access chip and PIN terminals, install pinhole cameras or skim cards through the use of handheld card readers.


    Here's a link to the Industry Advice on Cash Machine Safety. Click here.

    You can reduce PERSONAL RISK to yourself by opting for Chip & SIGNATURE Credit Cards.

    Tell Tale Signs - You can view examples of an ATM Simming Device, Wireless Camera and PIN overlay pad by clicking here.(on pages 8 to 11 of a 24 page pdf file).
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