Very Catalogue account

SimonKE260

I have recently paid up a Very catalogue account and requested that the account be closed. The admin team at Very have advised that the account is now closed but the credit limit (£2100) remains although they also add that i will no longer be able to order anything, which is fine in my opinion (although it is a little confusing that it remains visible) However, i am unsure what effect this will have on my credit score. Should i request that this account is closed completely and the credit limit removed entirely. Is it better to have unused credit as I had almost always paid the bills on time. How does this affect my credit score? Info I have seen online suggests that high interest catalogue accounts are bad to be seen credit scores. Any advice or information anyone can offer would be appreciated.

[Deleted User]

If the account is closed, then the balance will be disregarded by lenders.

Ignore your credit score as it has no meaning. Account management and credit history are what matters.

SimonKE260

Thanks for the response zx81, sounds sensible to me.

forma

i just read your massage nd i felt sad for you.some year ago that happened with me and i recover my account.i hope you will also recover your account.