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Legal Cover on both Home & Motor? Is it really necessary on both?

Carl0
Carl0 Posts: 1 Newbie
in Insurance & life assurance
Is it necessary to have legal protection on both home insurance as well as motor insurance or does the cover provided by the home insurance largely cover motor related legal claims? Are there any significant gaps to be aware of? Any enlightenment would be gratefully received!

Thanks.

Comments

  • forgotmyname
    forgotmyname Posts: 33,081 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yes and No.

    Yes because home will not cover motor and motor will not cover home.

    But if you dont want it then you dont have to buy it. Or get it cheaper elsewhere.
    Censorship Reigns Supreme in Troll City...

  • FutureGirl
    FutureGirl Posts: 1,252 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    My home legal cover covers me for employment disputes, clinical negligence and things like that.

    Motor legal cover only really helps if you've been involved in an accident and need to claim of injury etc from a third party insurer (otherwise you'll have to go to a solicitor firm who will then likely take a cut of your compensation).
  • Aretnap
    Aretnap Posts: 6,112 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    The products are designed not to overlap, so home legal cover will not gently cover claims arising from use of a motor vehicle.
  • csgohan4
    csgohan4 Posts: 10,607 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    FutureGirl wrote: »
    My home legal cover covers me for employment disputes, clinical negligence and things like that.

    Motor legal cover only really helps if you've been involved in an accident and need to claim of injury etc from a third party insurer (otherwise you'll have to go to a solicitor firm who will then likely take a cut of your compensation).

    What insurer are you using?
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
  • FutureGirl
    FutureGirl Posts: 1,252 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    csgohan4 wrote: »
    What insurer are you using?

    Direct Line.
This discussion has been closed.
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