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Credit Checks and References -Renting
Geniveev
Posts: 1 Newbie
Hi,
On the 22nd my partner and I viewed a house, we agreed on the day that we wanted to go ahead and proceed towards renting the property. We filled in application forms on the day and we posted all our documents to the estate agent on a next day service and paid a holding fee. Yesterday (26th) we had an email to complete a reference form for the credit checks online, we did it immediately. How long can we expect to wait until hearing back from the estate agent? We have no previous renting references and our employment references are our own father's family businesses. So therefore there is not a lot to wait for as we presumably don't have to wait for employment references to come back etc?
Thanks in advance for anyone who has time to reply,
Geniveev
On the 22nd my partner and I viewed a house, we agreed on the day that we wanted to go ahead and proceed towards renting the property. We filled in application forms on the day and we posted all our documents to the estate agent on a next day service and paid a holding fee. Yesterday (26th) we had an email to complete a reference form for the credit checks online, we did it immediately. How long can we expect to wait until hearing back from the estate agent? We have no previous renting references and our employment references are our own father's family businesses. So therefore there is not a lot to wait for as we presumably don't have to wait for employment references to come back etc?
Thanks in advance for anyone who has time to reply,
Geniveev
0
Comments
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Well once its all done (ie basic credit check and your dad informs then of your salary etc) they will be in touch.
I'd say 5-7 days is not too far fetched0 -
The LA we use to rent our properties allows 10 days...although thats only a guide,our last set of tenants viewed on a weekend and were in the following weekendfrugal October...£41.82 of £40 food shopping spend for the 2 of us!
2017 toiletries challenge 179 out 145 in ...£18.64 spend0 -
The 'credit check' is actually just a CCJ / bankruptcy check. Takes like a day
It's up to the landlord - the landlord will just email/call him to say you have no CCJs etc. and get him to read the employer reference.
It's not high tech or anything. It comes down to the landlord saying 'yeah yeah fine' or asking for stupid stuff like a character reference.0 -
The 'credit check' is actually just a CCJ / bankruptcy check. Takes like a day
It's up to the landlord - the landlord will just email/call him to say you have no CCJs etc. and get him to read the employer reference.
It's not high tech or anything. It comes down to the landlord saying 'yeah yeah fine' or asking for stupid stuff like a character reference.
It's a bit more than that.
A letting agent credit check typically involves an employers reference and in some cases payslips.
As well as the public record checks.
Landlord references are usually taken0 -
Yes - the same stuff anyone can see on their own Experian report.
All the extra flim flam still boils down to whether a landlord wants to rent to that person or not. It's mostly a way for lettings agents to sell their services by means of reassuring the landlord.0
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