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Gravestone / Memorial Insurance.. What to look for

we've been advised to consider insurance for the gravestone we are having placed on our daughters grave.

I've looked through the internet for different insurance, got some quotes, but to be honest I have no idea what I'm looking for.

It's not something I ever thought I'd have to look for for one of my children.

Any advice would be much appreciated.
[SIZE=-1]To equate judgement and wisdom with occupation is at best . . . insulting.
[/SIZE]
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