cheap car for young driver

butterflywings123

Can anybody tell me what make of car is best to buy for a young person that's recently passed there test I'm looking for something that will be cheaper to insure thank you:j

Rolandtheroadie

Afraid not, you'll have to do loads of quotes.
We never found the elusive Volvo when looking for our eldest, a 1.2 Clio came in cheapest, with a black box.

loskie

http://www.honestjohn.co.uk/insurance/top-25-lowest-insurance-group-cars/

tacpot12

I've been looking for my step-daughter; and have been looking mainly at the Skoda Fabia. Fiat Panda, Toyota Aygo, Vauxhall Corsa are others to consider but I drive a Skoda Octavia that has been very reliable, cheap, safe and comfortable, so I'm sticking with the brand.

patman99

You need to think out of the box.

Insurers will work their premiums out based on such things as how many of that make/model were crashed or stolen and what age were the drivers.

For instance, in the area Rolandtheroadie lives in, the Clio 1.2 might be an unpopular car with younger drivers, hence being cheaper to insure.

In my area, loads of young drivers drive these cars, so an insurance quote would see quite a high price come back.

Would an automatic car be cheaper to insure?. My son is learning in one as he can't handle gear changes as well as steering and observation. He is finding that automatics are much cheaper to insure than the manual versions as they are driven by old farts.

Rolandtheroadie

patman99 wrote: »

You need to think out of the box.

Insurers will work their premiums out based on such things as how many of that make/model were crashed or stolen and what age were the drivers.

For instance, in the area Rolandtheroadie lives in, the Clio 1.2 might be an unpopular car with younger drivers, hence being cheaper to insure.

In my area, loads of young drivers drive these cars, so an insurance quote would see quite a high price come back.

Would an automatic car be cheaper to insure?. My son is learning in one as he can't handle gear changes as well as steering and observation. He is finding that automatics are much cheaper to insure than the manual versions as they are driven by old farts.

Think the biggest influence is the area you live. We're rural, a postcode check suggests the risk is B, with A being the lowest, and F the highest.
http://www.motorcarinsuranceuk.co.uk/post-code-ratings.php

Corsas were only £100 or so more expensive than the Clio.

YKay

2 Suggestions:

1. Be put on a someones insurance as a named driver.
2. Be a main driver, and put someone who is aged 30+ as a named driver as this sometimes brings down the cost in total.

chrisw

YKay wrote: »

1. Be put on a someones insurance as a named driver.

Make sure you make it very clear to the insurer who the main driver/user is, otherwise it might be classed as 'fronting'.

Ebe_Scrooge

chrisw wrote: »

Make sure you make it very clear to the insurer who the main driver/user is, otherwise it might be classed as 'fronting'.

This ^^^


If the young person is the main driver then you really must declare as such. Adding a parent etc. with a clean driving history as a named driver often brings the quote down, but it's going to be expensive no matter what.


My son has just got a 1 litre Yaris, the insurance on that was "reasonable" - though still eye-watering compared to what an old git like me pays.


But the only way to find out is to do some dummy quotes, you can use the the links others here have posted to give to a good starting point as to low-group cars etc.


Remember that a small engine does not automatically mean cheap insurance - it's based on statistics as well. A small Corsa, for example, might seem to be a good idea, but it's also popular with boy-racer types who like to bling it up and thrash it to bits ( sorry for the sweeping generalisation there, but it's just an example ! ), so it can actually turn out to be quite expensive.