We're aware that some users are experiencing technical issues which the team are working to resolve. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

CC applications spread them out or all at once

Options
So I'm wanting to apply for a few credit cards 3 or 4 and a bank account, with the intention of earning interest on savings through cheap money and balence transfers.

In other people's experience is it best to apply for them all at the same time or spread them out over a certain time frame to increase chances of being accepted

Comments

  • noh
    noh Posts: 5,817 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    In the past I have done multiple applications all at once. Last time was in January this year for around 8 credit cards.

    It has worked for me but it does mean that I am not able to successfully apply for any more credit for some time.

    Only do it if you will have no serious need for credit in the next year or two.
  • Dan83
    Dan83 Posts: 673 Forumite
    Eighth Anniversary 500 Posts Combo Breaker
    I only apply for credit cards when I need them, so mine are spread.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.7K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.4K Spending & Discounts
  • 243.6K Work, Benefits & Business
  • 598.4K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 256.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.