We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Flying Freehold

My neighbour is selling up. Between us we have a flying freehold. They own the downstairs part and we have the upstairs. So in effect I own a room that over looks their back garden. The new buyers solicitor has requested to see my insurance. Do I have to comply? When I moved here we made no requests to the then neigbours, and when they moved our current neighbour made no requests from us. So what has changed? I can't help thinking there's a problem that we don't know about.

Comments

  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It's sensible to check there is insurance in place on the property otherwise if the downstairs owner arranges their own insurance and the property burns down they will be left in limbo.

    Their solicitor will most likely arrange a policy that covers them should you ever let your policy lapse and there is a big claim to protect them (But not you).
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.