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O/S Daily Thread for Friday 25th September
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Good morning chums,
Happy Friday one and all
Yesterday was a milestone of a day and to save my fingers and to give the full account, I'll copy and paste from my diary....
Roughly around the same time I really started my debt free mission, I spoke with my gran about how I'm desperate to move out and buy my own place. I explained to her about the Help To Buy accounts and that I'll put away what I can each month and my gran then offered to match whatever I put into my account (whilst keeping it under the maximum allowed of £200 per month). I refused. I felt hugely guilty that I was taking money from my gran who had worked all her life to have these savings, she insisted and it was left without resolve.
Since then I opened my Help To Buy and I have been putting my own money away each month. £50 here, £75 there. Plodding away until I get rid of this ruddy debt!
My gran phoned me yesterday on my way back from work and asked me to pop by. After a cup of tea, a biscuit and damn good chat, she handed me a cheque for £1,000.00 which was a back payment for all the months she hadn't given me money!!! I was speechless. Again I felt enermously guilty, I handed it back to her and said I couldn't take her money but she gave a speech of how she's in the winter of her life and she won't be here for ever and in the time she has left she wants to see me happy and fufill a life goal of owning my own home. She explained the money was of no use to her, her only expense is monthly bills and groceries and her and my grandad had been fortunate to save money during the working lives to do things such as this. She insisted and said she'd be offended if I refused. I'm not an emotional man but I was close to tears as I gave her a huge hug and kiss.
Went I got home I said to my mum about it and expressed my feelings again and my mum reiterated what my gran said. I said to my GF and she was astounded. I must admit, I still find it hard to accept.
I would need to cash the cheque tomorrow and once cleared, I can then clear my debt with it and from then on I would set up a standing order to save the maximum of £200 per month into my Help To Buy and a further £150 into another savings.
I can't quite believe it..
Might I add - I've always been an independent person. I got myself into this mess and I would get myself out. Although I appreciated the thoughtfulness, I've never asked or wanted financial help in my life for anything and it's for that reason I find it so difficult to accept.
Gers - Sorry, but it doesn't look it. Dark grey clouds in the distance.
TA - The picnic sounds lovely. Enjoy your weekend.
Jackie - Enjoy the cakes!0 -
Morning all
Hugs to all who need one
Bit chilly here but the sun is shining dog has been walked and the WM and DW are whirring away . Will be staying in again today as having a delivery of stones for the front drive we have redone it and have a plastic grid down on part of it and the dog will not walk over it he just lays down flat so i have been lifting him over it so will be pleased when i don't have to do that . Have been getting a tesco delivery as have had money off just been buying tins for winter stores and bits for x**s. Dinner tonight is fish n chips from our favourite shop DH will be getting it on the way home from work hope the queue isn't too long
Have a great day x0 -
Morning all
FIL now has another massive water infection and is going downhill.
DH keeps going into his man cave and is very snappy as you can imagine. Feel like I am walking on eggshells all the time.
Yesterday I could of slept all day. Energy levels so low right now and to top it all I got a bad case of deli belly last night so didn't sleep much. I hoped things would change soon but it doesn't look like it.
I am dreading going to the docs on wed as if he signs me off again for another 2 weeks I really don't know if money can stretch anymore. Not only that but I am so bored with my own company now lol
Going to talk to my boss later and see if the doc wants to sign me off if he is ok with it could I do half days and rest in the afternoon. Hopefully both will agree.
OMG I am a moaning old !!!!!! today. Right snap out of it and sort yourself out woman .
Sorry for the moan x
Hugs to all in need xxBright Blessings xx0 -
Morning ((((((((((hugs)))))))))) if you need one, Hester, so pleased the Dr has sign L & M off. I know what damage work stress can do to you, its not pleasant. Lainey I hope you can sort out something your Mum is happy with, I can understand how she feels, but at this stage she needs top notch care which she will not get if she is at home. Its very difficult to tread a narrow path. Special hugs for you and her.
Bright sunny morning, off to my quilting friends after an early lunch, just getting her goody bag ready, half a cabbage, tomato's the last of the courgettes and her magazines.
I need to prep the supper before we go, fish mash, beans and parlset sauce. I have a container of parsley sauce in the freezer, so will use that.
Starting to think about the 'C' word. We have asked my ex to come for lunch, give the kids a break, they have had him every year since his partner died. DD2 will be with us too, he will pick her up and bring her over.
Time to get my butt into gear, may be back later.0 -
Morning friends - thank you Hester for starting this thread - hope the two weeks respite eases things for you both. Hugs and postive vibes for those who need them. A hand-hold for anyone in a dark place - keep on going xx
Crisp and bright here - could be a stressful weekend so I'm enjoying the moment.
Getting prepared for the October Grocery Challenge by doing a cupboard/store audit. Will tackle the freezer next week - put bulldog clips in my bag for gathering/keeping receipts.
Impressed myself by doing a 'mindful' shop instead of going on auto-pilot. Need to break the habit of food hoarding - I notice I have an inclination to buy in twos (two tins of whatever - one to use, one to store - the shops will still be open next week !!!!!! lol).
Does anyone else have a thing about "ooh I might run out of ..."? I mean - if I do run out - then I can put it on my list for next time - the world won't end LMAO2022 | Back to the fold - need a Money Saving mojo reboot!
Grocery Challenge JAN 2022 £200/£185.00 left!0 -
Good afternoon everyone :wave:
I have had a bit of a rotten day healthwise so I have an appointment this afternoon with my lovely GP. I have had a good long sleep so I feel a little bit better but I think I need some stronger painkillers. Thankfully hubby is on a half day today so he will be home soon and he will be here when the girls get home.
My eldest DD came over this morning for a chat and a cup of tea. It was lovely to see her and we had a good long talk about how things were going for her at the moment. She doesn't feel as stressed or depressed as she did and is looking forward to going back to work so I am happy she's happy.
I made spinach and ricotta canelloni last night, what a faff. I didn't really like it either so won't be inflicting that on the family again. I don't know what to make tonight, I think it's going to be freezer surprise again. Actually, I hope one of the girls volunteers to cook tonight as I don't feel up to it.
Just catching up with all your news and it's a mixed bag.
Speky, I am so happy that you have such a lovely gran. If I had the money I would help my daughters and grandchildren as much as I could without a second's hesitation. I hope you manage to get on the property ladder soon x.
Hester, I hope your L & M feels better soon. I also hope you get a chance to relax soon as well as you make my head spin with all you pack into a day.
Slowly57, I am a terrible food hoarder, I get very anxious if there are gaps in my storecupboard and I also have already bought all my emergency supplies in case we get snowed in. By the way, this has never happened but I still worry about it.
lonewhitewolf, I hope the stress eases for you, it must be miserable at home for you at the moment. Sending you a big hug xx
Gers, enjoy your time with the Prof , I think he is very interesting and easy on the eyes too :rotfl::rotfl:.
Well, I hope you all have a great day and hugs to those who want one, take care xx0 -
hester
I am so pleased landm will have a chance to get his breath back and relax a bit.
Middle dd came round to pick up her car after her holiday and very kindly left me a load of washing which is now on the line outside.
I have been doing a bit more sorting of the integral garage and now have two huge bags of hangars which I will take to a charity shop eventually. I also have things like floorboards and tools that can go to the outside garage if I can get son in law to move stuff at the weekend. Hoovering in there tomorrow should make a huge difference and straightening out the tatty carpet and maybe replacing a little of it with off cuts of my new carpets.
I will be catching the bus soon to take a dd to see "The Magnificent Seven" and will do a bit more recycling when I get back later.
No idea what to cook tonight and fancy a bacon and tomato omelette.
Hugs to all"This site is addictive!"
Wooligan 2 squares for smoky - 3 squares for HTA
Preemie hats - 2.0 -
camelot1001 wrote: »Just had to check the date there, thought I had missed a couple of days!
Speky what a lovely thing your Gran has done for you - and I bet she got a lot of pleasure from being able to hand you that cheque.
Slowly I have to watch myself, or I'd stock up ready for Ragnarok! It comes of having dodgy health and fearing I might not be able to shop when something is running low. Welcome to the Daily, btw.If your dog thinks you're the best, don't seek a second opinion.;)0 -
Slowly57, I am a terrible food hoarder, I get very anxious if there are gaps in my storecupboard and I also have already bought all my emergency supplies in case we get snowed in. By the way, this has never happened but I still worry about it
Y'know, when I think about it - I'm more likely to do this if I feel anxious/stressed. I've been snowed in and honestly - never needed tons of extras. Where I live is never likely to be cut off for more than a few hours, mind you. More worried about power outages really - we have a stream running under the house, so our sump pump is kept busy. But then again, the worst that can happen is a few feet of water in the cellar and floating DIY tools lol2022 | Back to the fold - need a Money Saving mojo reboot!
Grocery Challenge JAN 2022 £200/£185.00 left!0 -
Slowly I have to watch myself, or I'd stock up ready for Ragnarok! It comes of having dodgy health and fearing I might not be able to shop when something is running low. Welcome to the Daily, btw.
Awww thank you x
I don't have great health either but thankfully we can get a home delivery from our local farmshop - and if things are particularly !!!! we can just ring up and ask for a duplicate order of previous weeks. And I have a milkman so I can always make a brewSorted!
2022 | Back to the fold - need a Money Saving mojo reboot!
Grocery Challenge JAN 2022 £200/£185.00 left!0
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