Ccj

Strawberry46

Hi my lovely people,pls I need your honest opinion on this.
I susbscribed on the 21st Aug 2016 to have my credit score checked only to be hit by a surprise of a CCJ which was issued against my name on the 14th April 2016 for debt and damage of £247.Since then I have been trying to get this resolved.I've called the court where it was issued to find out more as I don't know what it is about.
Basically it was issued to my previous address.The court has given the number of the claimant which is cevil enforcement ltd. I've called the 087 number severally but cant get to speak to anyone as it goes into voice record automatically and I've left voice messages asking them to get back to me but uptil now no response.
I've googled them and have found they deal with parking charge. I 've also written to them on the 26th of last month still no response.The advisor at the court helpdesk I spoke to said the claimant didn't give enough detail on the statement.On the statement, all they have is the incidence date which was on the 7th April 2015 with the reference number and the mobile number to contact them.
I moved house in September 2014 but forgot to change the address on my V5 on time.so they may have sent letters to my previous address.I've also gone to my previous address to see if the current tenant have any letters but she said she had returned back all letters bearing my name. I've called the court today to inform them of my situation as I cant get hold of the claimant.The lady I spoke to have told me to see if I can use a solicitor as that's the only way to get them to respond.I am thinking of applying to have it set aside as I didn't get to see the papers and reply as it was sent to my previous address plus I've been trying to get hold the claimant since 4weeks now without any success.
A solicitor i found online is giving me a quote of between £800 to £2000 plus VAT depending on whether the claimant accept to setting it aside or not. Now, my question is do I have a good chance of having this set aside?should I pay this amount of money to set it aside ?pls I need your opinions pls i'm really broken into pieces now and don't know what to do. I had a nice credit score that I've been pampering so I can get my mortgage in few years time.
Thanks everyone in advance

Last edited by Strawberry46; Today at 2:43 PM.

Bobarella

Sounds really stressful but you would get more advice on the main debt free wanabee site. This is the challenges section.

pappa_golf

go and read your duplicate post on the other forum that you wrote it on


I am not going to duplicate my answers


https://forums.moneysavingexpert.com/discussion/comment/71333533#Comment_71333533

Strawberry46

lol! @ papa golf. Will do

Marktheshark

The parking firm will take your new details and send bailiffs around to collect it.
Even if paid in full you will still have a CCJ for 6 years.

STOP contacting the parking firm.

Research court form N244.
This will reset the CCJ back to hearing, you can then fight them in court, which will cost them far more than they can gain.