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bobbybuttons
Posts: 354 Forumite


Hi, I am waiting for some defaults since 2013 to go off my noddle report by British Gas. They've told me now they'll be off within 48 hours. Will i see this change as soon as its done or will i have to wait until my next report is generated . I'm applying for a morgage and need them gone asap just wondering how it works? thanks
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Hi Bobbybuttons,
If you mean that the defaults are incorrect and British Gas have agreed, in writing, to remove them, then the credit file would normally be updated within 1 calendar month. However, if you have written confirmation that it will be done within 48hours, it could show as quickly as that.
(However, if the defaults are correct they will remain on your file for 6 years from the date of default).
Laura
@natdebtlineWe work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps0
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