Buying First Car private how to test drive with insurance and purchase help please?

AdventureRocks

Hello,

I am looking at purchasing my first car, i have seen a really good deal privately.

I would like to test drive the car, what is the normal procedure to do this? I have looked up day insurance which is £30 :eek:

Also what is the best way to make a payment for the car?

Appreciate any advice or tips please

neilmcl

I'd take someone with you who knows a bit about cars and can insure it themselves to drive, otherwise as you'll say you may need temp day insurance.

How you make payment is largely down to what the seller wants to do, he may not accept a large amount of cash so an online bank transfer or bankers cheque may be the best way to go.

AdventureRocks

neilmcl wrote: »

I'd take someone with you who knows a bit about cars and can insure it themselves to drive, otherwise as you'll say you may need temp day insurance.

How you make payment is largely down to what the seller wants to do, he may not accept a large amount of cash so an online bank transfer or bankers cheque may be the best way to go.

Thank you for your help.

I think my gf brother is insured as a person rather than on the car so can drive any car does this sound right? So he could test it for me i guess.

With regards to a bank transfer should i wait until the car has been transferred to my name by some form of paperwork before sending money across?

Ectophile

AdventureRocks wrote: »

With regards to a bank transfer should i wait until the car has been transferred to my name by some form of paperwork before sending money across?

One way is to use internet banking, and pay the money at the same time as you receive the documentation and the keys.

An alternative approach is to go to the bank and do the transaction (both the payment and handing over of keys) there.

Nobody's going to give you the car if you haven't paid, but at the same time, you won't want to pay without receiving the car.

Nebulous2

AdventureRocks wrote: »

With regards to a bank transfer should i wait until the car has been transferred to my name by some form of paperwork before sending money across?

It depends to some extent on price, but the traditional way to buy / sell second hand cars is cash.

Make sure there are safeguards in place. See it at the person's home, check the V5 has that address on it and the person's own name. If you don't want to carry a lot of cash give £100 deposit, get a receipt and return at an agreed time to pay the rest and pick up the car. That also gives you time to sort out the insurance and VED.

If you aren't comfortable with all that get someone who is to come with you.