Royal Navy Pension, Am I entitled ?

Not sure what department to ask about this so I'll just throw my situation out there and hopefully receive some good news and a little guidance.

I am 57 years of age and I was in the RN from 1979 through to 1989, (or maybe 1990, I honestly can't remember).

Am I entitled to an Armed Forces Pension and if so where do I contact to apply for it ?

I have tried reading through the MMP106 which I found online but I am now more confused than ever.

Please help, many thanks.

Comments

  • unforeseen
    unforeseen Posts: 7,375 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Have a look on https://www.gov.uk/guidance/pensions-and-compensation-for-veterans There are details on how to check
  • molerat
    molerat Posts: 34,281 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Prior to 6 April 1975 there was no provision for a preservation of pension benefits and service personnel who left the armed forces had to have completed 16 years from age 21 (officers) or 22 years from age 18 (other ranks). Those who left before that date without completing the above criteria, lost all pension entitlement.
    The rules changed on 6 April 1975 to provide for pensions to be deferred for payment at age 60 for all those discharged over the age of 26 with a minimum of 5 years service. On 31 March 1978 the age criterion was dropped and on 6 April 1988, the qualifying period was reduced from 5 to 2 years. Deferred pensions have to be claimed at age 60.
    The basics of AFPS75 entitlement are above so as you served 10-11 years adult service you will be entitled to claim a preserved pension when you reach 60.

    The contact details are

    Veterans UK
    Pension Division
    Mail Point 480
    Kentigern House
    65 Brown Street
    Glasgow
    G2 8EX

    0800 085 3600
  • Hi Molerat,
    Thanks for your reply. From what you said it sounds like good news.
    I will send them a letter with my name and ID number.
    Hopefully they will be able to confirm everything for me.
    All the best
  • Just a quick one ... How long does it normally take for the Veterans UK people to respond to an annuity request ?
  • Not sure where the annuity bit comes from, hopefully they can let you know about your pension within a month.
    Pensions can be paid early on ill-health grounds, otherwise it's age 60.
    Let us know when you hear and what they say, in sure it'll help others.
    Mortgage Free thanks to ill-health retirement
  • Silvertabby
    Silvertabby Posts: 9,950 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Not an annuity - you'll receive an annual pension plus a one-off tax free lump sum of 3 times your pension.
  • You should get it and you deserve it for serving the country
    Owing on CC £00.00 :j

    It's like shooting nerds in a barrel
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