Search related to mobile contract

meantime

What information can lenders see about searches, and specifically can they see that a search relates to a mobile contract application? If they can, would this impact less on a future credit application than a credit card search would?

DCFC79

I think lenders can see what you see minus the score or course. The name of the company who carried out the search is shown.

Kim_13

As far as I know, they can see who has searched, but cannot see who your open/closed accounts are held with, only their start/end date and balance/payment history. From that they can have a good guess as to whether your recent applications were accepted or not, and what they might be for. If you had a search by EE for example, they wouldn't know for certain whether the new account was for a mobile contract or a broadband service.

Lenders will have their own criteria, but I would say that a mobile account will impact less than a new credit card, for the simple fact that a credit card means that you will generally owe more to that company than you would owe to the mobile provider.

meantime

I'm slightly surprised by these two replies saying that lenders can see who carried out the searches. According to the Experian website lenders don't see the names of your creditors, though I can't find anything there about searches.