Quick direct debit for co op reward.

guspoppy

Hi ,
ive got a co op account with 4 active DD . Ive used my card and done everything required except the DD.One DD is my halifax credit card but i misjudged the payment dates. the payment is due october not september. Im looking for a quick direct debit to set up to cover me for this month. Maybe £1-£2.

Ive looked through the forum threads for ideas but i cant see one i can set up straightaway.
I thought about charity donation but only for this month. I dont want to cost the charity money in processing costs.

Any ideas?

Stuart_W

Try a trial magazine subscription.

Usually several around for £1 for a few issues, just cancel before second payment

Use a cash back site like quidco and you might even make money on the deal.


http://www.quidco.com/greatmagazines-co-uk/ will at least get you your £1 back for a £1 subscription.

YorkshireBoy

guspoppy wrote: »

One DD is my halifax credit card but i misjudged the payment dates. the payment is due october not september

When in October? If very early, ie it's normally/sometimes at the end of the month you're going to have this problem again in the future.

Suggest you shift the statement date either back or forward a few days to make sure the payment due date is at least 6 days before/after month end.

I think you'll be borderline getting anything set up to take this month anyway, due to the 10-working day rule...there are actually only 10-working days left.

G_M

no such thing as a 'quick' DD - they take time to set up.

teddysmum

If the billing date for the Halifax card is not due until October, surely a payment has already been taken in September ?


If this is a new setup, the loss will only be £4 plus up to £1.50 on the card usage. (I lost our first reward as a bank clerk mis-informed me that the existing water rates DD would suffice, but it didn't as it was paid over 10 months; easily fixed, though).

Ikolpdog

Paypal purchases funded from a bank account show on my Santander statement as a direct debit.

If you already have paypal the new funding source can be added in a few days.

Money_spending_mummy

You could set up a Tesco savings account and link your Coop current account to it. Then set up a regular savings amount of £1-£2 which is operated through the Tesco account, and is taken as a direct debit from your Coop account.

guspoppy

teddysmum wrote: »

If the billing date for the Halifax card is not due until October, surely a payment has already been taken in September ?


If this is a new setup, the loss will only be £4 plus up to £1.50 on the card usage. (I lost our first reward as a bank clerk mis-informed me that the existing water rates DD would suffice, but it didn't as it was paid over 10 months; easily fixed, though).

I used my credit card mid august and on my statement online it says due 3rd october when i thought it would have been due 3rd september.

I think im going to leave this months and be more aware of cut off points for next time.

guspoppy

Money_spending_mummy wrote: »

You could set up a Tesco savings account and link your Coop current account to it. Then set up a regular savings amount of £1-£2 which is operated through the Tesco account, and is taken as a direct debit from your Coop account.

Ive already got a tesco . Thanks though!!

YorkshireBoy

guspoppy wrote: »

Ive already got a tesco . Thanks though!!

You've already got one of their savings accounts and using it for one of the Co-op DDs?

If so, problem solved...just set up another DD with a different nickname for the same Co-op account.

You'd need to be very quick though...there's a very slim chance you could still get it to pull this month.

markwilkinson

Ikolpdog wrote: »

Paypal purchases funded from a bank account show on my Santander statement as a direct debit.

If you already have paypal the new funding source can be added in a few days.

Shows as DD for me too, and they send you a free 1p to set up the link :money: