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Paid off the £31,000! BUT - still scrimping!

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  • System
    System Posts: 178,361 Community Admin
    10,000 Posts Photogenic Name Dropper
    Sounds like a tea I would have. Have just started to read your old diary SSG .
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • JWPopps wrote: »
    My only claim to fame is that I've met the Chuckle Brothers :rotfl::rotfl:

    I've seen them in a pantomime, but I'm not sure I can claim to have met them :rotfl:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I'm glad you finally got a study from PA. I've had 8 studies in the last three days, I don't know what's happening but I'm not complaining :T.

    Your meals sound good today :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Seasidegal58
    Seasidegal58 Posts: 6,049 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sounds like a tea I would have. Have just started to read your old diary SSG .

    Good luck with the diary Cumbria - it was rather a scenic route to debt busting that finished abruptly with a fall off the cliff!:rotfl:
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Seasidegal58
    Seasidegal58 Posts: 6,049 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 13 January 2018 at 8:12PM
    Well it’s been a rather odd, forgetful few days - “Mercury in retrograde” I think is the astrological term!:eek:

    Thursday - I had booked an appointment at the docs that morning to have my blood pressure checked as when I picked up my last set of pills the chemist told me they had a note from my surgery to let me know it was due. Duly put it on my calendar, the surgery sent me a text reminder and told boss I would be late in. So what did I do - I got up and went straight to work! Boss gave me an odd look when I came in and then I remembered! This was immediately followed up by a terse text from the surgery telling me I had missed my appointment. I’m now on the naughty step at the surgery!:(

    DSis also rang and mentioned about DD and OH’s visit this month for our “Alternative Christmas” weekend which I thought was at the end of the month and she confirmed was next weekend!

    Friday- work was extremely full on, but it was my colleague’s birthday so I went for a very quick one at her lunchtime drinks - was pleased that I had one glass of Prosecco ( still thinking of diet as well) and came straight back. I had a project to finish so decided to do my other tasks and work a bit later on the project after most had gone home and it was quieter. At 5.30pm our systems shut down! I had forgotten that IT was shutting it early that evening. So now I’ve missed my deadline!:mad:

    Today - had appointment for pedicure this morning at 10.15. Set alarm for 8am. Had a restless night, woke up at 3am and couldn’t get back to sleep for ages. When alarm went off pressed stop instead of snooze button and woke up at 10.35!:eek: Made grovelling call to salon who were very nice about it and booked me in next week!

    Do you think it’s early dementia? I am eating lots of fish in mitigation. :)

    Pluses were that I’ve managed to stick to another 500 calorie day of the 5:2, had two NSDs and was paid out £17.50 today from the dress agency!:T.

    Settling down tonight with more fish for dinner to help with the dementia!:)

    Have a good evening everyone.
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Sun_Addict
    Sun_Addict Posts: 24,157 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I think it's down to having a lot to remember rather than dementia SSG :) I get worried sometimes when my mind goes blank or I forget someone's name.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • I think that you are just tired and busy SSG. These dark mornings and cold temperatures don't help.

    Try and do something relaxing at the weekend ( although eating fish will be good for you :D). Are you still doing Pilates.? That is very calming. I've often thought that Tai Chi would make me feel relaxed :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Seasidegal58
    Seasidegal58 Posts: 6,049 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I know! Sometimes I feel it would be nice to open up my head and insert a calendar and filing system!:rotfl:
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • I know! Sometimes I feel it would be nice to open up my head and insert a calendar and filing system!:rotfl:

    I think we've all been there :rotfl:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Seasidegal58
    Seasidegal58 Posts: 6,049 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I think that you are just tired and busy SSG. These dark mornings and cold temperatures don't help.

    Try and do something relaxing at the weekend ( although eating fish will be good for you :D). Are you still doing Pilates.? That is very calming. I've often thought that Tai Chi would make me feel relaxed :).

    I’ve got my Pilates session tomorrow so that’s one good thing. Tai Chi also has a good rep. I was watching a programme the other night where a group of older pensioners took a weekly class. They absolutely swore by it for relaxation and feeling more flexible.
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
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